▼ 0.50% · 3.625%
HK$21,947
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,630
−HK$693/mo
Today · 4.125%
HK$23,323
baseline
▲ 0.50% · 4.625%
HK$24,743
+HK$1,420/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,646/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,416
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,071
−HK$664/mo
Today · 4.125%
HK$25,735
baseline
▲ 0.50% · 4.625%
HK$27,092
+HK$1,357/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,470/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,142
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,893
−HK$763/mo
Today · 4.125%
HK$25,656
baseline
▲ 0.50% · 4.625%
HK$27,217
+HK$1,561/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,312/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,858
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,578
−HK$731/mo
Today · 4.125%
HK$28,309
baseline
▲ 0.50% · 4.625%
HK$29,801
+HK$1,492/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,618/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,337
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,156
−HK$832/mo
Today · 4.125%
HK$27,988
baseline
▲ 0.50% · 4.625%
HK$29,691
+HK$1,703/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,976/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,299
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,085
−HK$797/mo
Today · 4.125%
HK$30,882
baseline
▲ 0.50% · 4.625%
HK$32,510
+HK$1,628/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,764/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,531
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,419
−HK$901/mo
Today · 4.125%
HK$30,320
baseline
▲ 0.50% · 4.625%
HK$32,165
+HK$1,845/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,640/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,741
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,592
−HK$864/mo
Today · 4.125%
HK$33,456
baseline
▲ 0.50% · 4.625%
HK$35,219
+HK$1,763/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,912/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,726
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,682
−HK$971/mo
Today · 4.125%
HK$32,653
baseline
▲ 0.50% · 4.625%
HK$34,640
+HK$1,987/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,306/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,182
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,099
−HK$930/mo
Today · 4.125%
HK$36,029
baseline
▲ 0.50% · 4.625%
HK$37,928
+HK$1,899/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,058/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,921
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,945
−HK$1,040/mo
Today · 4.125%
HK$34,985
baseline
▲ 0.50% · 4.625%
HK$37,114
+HK$2,129/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,970/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,624
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,606
−HK$997/mo
Today · 4.125%
HK$38,603
baseline
▲ 0.50% · 4.625%
HK$40,637
+HK$2,034/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,206/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,115
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,208
−HK$1,109/mo
Today · 4.125%
HK$37,317
baseline
▲ 0.50% · 4.625%
HK$39,588
+HK$2,271/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$74,634/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,066
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,113
−HK$1,063/mo
Today · 4.125%
HK$41,176
baseline
▲ 0.50% · 4.625%
HK$43,347
+HK$2,171/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$82,352/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,310
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,471
−HK$1,179/mo
Today · 4.125%
HK$39,650
baseline
▲ 0.50% · 4.625%
HK$42,062
+HK$2,412/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,300/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,507
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,620
−HK$1,130/mo
Today · 4.125%
HK$43,750
baseline
▲ 0.50% · 4.625%
HK$46,056
+HK$2,306/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,500/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,505
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,734
−HK$1,248/mo
Today · 4.125%
HK$41,982
baseline
▲ 0.50% · 4.625%
HK$44,537
+HK$2,555/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,964/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,949
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,127
−HK$1,196/mo
Today · 4.125%
HK$46,323
baseline
▲ 0.50% · 4.625%
HK$48,765
+HK$2,442/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,646/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$332,485 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).