▼ 0.50% · 3.625%
HK$21,438
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,105
−HK$677/mo
Today · 4.125%
HK$22,782
baseline
▲ 0.50% · 4.625%
HK$24,168
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,564/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,849
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,489
−HK$649/mo
Today · 4.125%
HK$25,138
baseline
▲ 0.50% · 4.625%
HK$26,463
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,276/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,582
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,315
−HK$745/mo
Today · 4.125%
HK$25,060
baseline
▲ 0.50% · 4.625%
HK$26,585
+HK$1,525/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,120/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,234
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,938
−HK$714/mo
Today · 4.125%
HK$27,652
baseline
▲ 0.50% · 4.625%
HK$29,109
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,304/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,725
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,526
−HK$813/mo
Today · 4.125%
HK$27,339
baseline
▲ 0.50% · 4.625%
HK$29,002
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,678/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,619
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,387
−HK$779/mo
Today · 4.125%
HK$30,166
baseline
▲ 0.50% · 4.625%
HK$31,756
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,332/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,869
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,736
−HK$881/mo
Today · 4.125%
HK$29,617
baseline
▲ 0.50% · 4.625%
HK$31,419
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,234/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,004
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,836
−HK$843/mo
Today · 4.125%
HK$32,679
baseline
▲ 0.50% · 4.625%
HK$34,402
+HK$1,723/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,358/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,013
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,947
−HK$948/mo
Today · 4.125%
HK$31,895
baseline
▲ 0.50% · 4.625%
HK$33,836
+HK$1,941/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,790/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,389
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,285
−HK$908/mo
Today · 4.125%
HK$35,193
baseline
▲ 0.50% · 4.625%
HK$37,048
+HK$1,855/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,386/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,157
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,157
−HK$1,016/mo
Today · 4.125%
HK$34,173
baseline
▲ 0.50% · 4.625%
HK$36,253
+HK$2,080/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,346/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,774
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,734
−HK$973/mo
Today · 4.125%
HK$37,707
baseline
▲ 0.50% · 4.625%
HK$39,694
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,414/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,301
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,368
−HK$1,084/mo
Today · 4.125%
HK$36,452
baseline
▲ 0.50% · 4.625%
HK$38,670
+HK$2,218/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,904/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,159
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,182
−HK$1,039/mo
Today · 4.125%
HK$40,221
baseline
▲ 0.50% · 4.625%
HK$42,341
+HK$2,120/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,442/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,444
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,578
−HK$1,152/mo
Today · 4.125%
HK$38,730
baseline
▲ 0.50% · 4.625%
HK$41,086
+HK$2,356/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,460/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,544
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,631
−HK$1,103/mo
Today · 4.125%
HK$42,734
baseline
▲ 0.50% · 4.625%
HK$44,987
+HK$2,253/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,468/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,588
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,788
−HK$1,220/mo
Today · 4.125%
HK$41,008
baseline
▲ 0.50% · 4.625%
HK$43,503
+HK$2,495/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$82,016/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,929
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,080
−HK$1,168/mo
Today · 4.125%
HK$45,248
baseline
▲ 0.50% · 4.625%
HK$47,633
+HK$2,385/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,496/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,153 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).