▼ 0.50% · 3.625%
HK$18,468
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,043
−HK$584/mo
Today · 4.125%
HK$19,627
baseline
▲ 0.50% · 4.625%
HK$20,821
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,254/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,546
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,097
−HK$559/mo
Today · 4.125%
HK$21,656
baseline
▲ 0.50% · 4.625%
HK$22,798
+HK$1,142/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,312/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,315
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,947
−HK$642/mo
Today · 4.125%
HK$21,589
baseline
▲ 0.50% · 4.625%
HK$22,903
+HK$1,314/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,178/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,601
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,207
−HK$615/mo
Today · 4.125%
HK$23,822
baseline
▲ 0.50% · 4.625%
HK$25,077
+HK$1,255/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,644/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,162
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,852
−HK$700/mo
Today · 4.125%
HK$23,552
baseline
▲ 0.50% · 4.625%
HK$24,985
+HK$1,433/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,104/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,655
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,316
−HK$671/mo
Today · 4.125%
HK$25,987
baseline
▲ 0.50% · 4.625%
HK$27,357
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,974/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,009
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,756
−HK$759/mo
Today · 4.125%
HK$25,515
baseline
▲ 0.50% · 4.625%
HK$27,067
+HK$1,552/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$51,030/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,710
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,426
−HK$727/mo
Today · 4.125%
HK$28,153
baseline
▲ 0.50% · 4.625%
HK$29,637
+HK$1,484/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,306/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,856
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,660
−HK$817/mo
Today · 4.125%
HK$27,477
baseline
▲ 0.50% · 4.625%
HK$29,149
+HK$1,672/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,954/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,764
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,536
−HK$782/mo
Today · 4.125%
HK$30,318
baseline
▲ 0.50% · 4.625%
HK$31,917
+HK$1,599/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,636/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,703
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,564
−HK$876/mo
Today · 4.125%
HK$29,440
baseline
▲ 0.50% · 4.625%
HK$31,231
+HK$1,791/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,880/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,819
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,646
−HK$838/mo
Today · 4.125%
HK$32,484
baseline
▲ 0.50% · 4.625%
HK$34,196
+HK$1,712/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,968/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,550
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,469
−HK$934/mo
Today · 4.125%
HK$31,403
baseline
▲ 0.50% · 4.625%
HK$33,313
+HK$1,910/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,806/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,874
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,755
−HK$895/mo
Today · 4.125%
HK$34,650
baseline
▲ 0.50% · 4.625%
HK$36,476
+HK$1,826/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,300/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,396
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,373
−HK$992/mo
Today · 4.125%
HK$33,365
baseline
▲ 0.50% · 4.625%
HK$35,395
+HK$2,030/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,730/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,928
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,865
−HK$950/mo
Today · 4.125%
HK$36,815
baseline
▲ 0.50% · 4.625%
HK$38,756
+HK$1,941/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,630/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,243
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,277
−HK$1,051/mo
Today · 4.125%
HK$35,328
baseline
▲ 0.50% · 4.625%
HK$37,477
+HK$2,149/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,656/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,983
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,975
−HK$1,006/mo
Today · 4.125%
HK$38,981
baseline
▲ 0.50% · 4.625%
HK$41,036
+HK$2,055/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,962/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,979 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).