▼ 0.50% · 3.625%
HK$21,578
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,249
−HK$682/mo
Today · 4.125%
HK$22,931
baseline
▲ 0.50% · 4.625%
HK$24,327
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,862/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,005
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,649
−HK$653/mo
Today · 4.125%
HK$25,302
baseline
▲ 0.50% · 4.625%
HK$26,636
+HK$1,334/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,604/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,736
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,474
−HK$750/mo
Today · 4.125%
HK$25,224
baseline
▲ 0.50% · 4.625%
HK$26,759
+HK$1,535/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,448/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,406
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,114
−HK$719/mo
Today · 4.125%
HK$27,833
baseline
▲ 0.50% · 4.625%
HK$29,300
+HK$1,467/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,666/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,894
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,699
−HK$819/mo
Today · 4.125%
HK$27,518
baseline
▲ 0.50% · 4.625%
HK$29,192
+HK$1,674/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,036/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,807
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,579
−HK$784/mo
Today · 4.125%
HK$30,363
baseline
▲ 0.50% · 4.625%
HK$31,963
+HK$1,600/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,726/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,052
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,924
−HK$887/mo
Today · 4.125%
HK$29,811
baseline
▲ 0.50% · 4.625%
HK$31,625
+HK$1,814/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,622/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,207
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,044
−HK$849/mo
Today · 4.125%
HK$32,893
baseline
▲ 0.50% · 4.625%
HK$34,627
+HK$1,734/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,786/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,209
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,149
−HK$955/mo
Today · 4.125%
HK$32,104
baseline
▲ 0.50% · 4.625%
HK$34,057
+HK$1,953/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,208/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,608
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,509
−HK$914/mo
Today · 4.125%
HK$35,423
baseline
▲ 0.50% · 4.625%
HK$37,291
+HK$1,868/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,846/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,367
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,374
−HK$1,023/mo
Today · 4.125%
HK$34,397
baseline
▲ 0.50% · 4.625%
HK$36,490
+HK$2,093/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,794/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,008
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,974
−HK$980/mo
Today · 4.125%
HK$37,954
baseline
▲ 0.50% · 4.625%
HK$39,954
+HK$2,000/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,908/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,525
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,599
−HK$1,091/mo
Today · 4.125%
HK$36,690
baseline
▲ 0.50% · 4.625%
HK$38,923
+HK$2,233/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,380/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,409
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,439
−HK$1,045/mo
Today · 4.125%
HK$40,484
baseline
▲ 0.50% · 4.625%
HK$42,618
+HK$2,134/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,968/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,683
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,824
−HK$1,159/mo
Today · 4.125%
HK$38,983
baseline
▲ 0.50% · 4.625%
HK$41,355
+HK$2,372/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,966/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,809
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,904
−HK$1,110/mo
Today · 4.125%
HK$43,014
baseline
▲ 0.50% · 4.625%
HK$45,281
+HK$2,267/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$86,028/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,841
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,049
−HK$1,227/mo
Today · 4.125%
HK$41,276
baseline
▲ 0.50% · 4.625%
HK$43,788
+HK$2,512/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$82,552/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,210
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,369
−HK$1,175/mo
Today · 4.125%
HK$45,544
baseline
▲ 0.50% · 4.625%
HK$47,945
+HK$2,401/mo
Deposit HK$946K · loan HK$8.52M · min. income ≈ HK$91,088/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,304 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).