▼ 0.50% · 3.625%
HK$19,682
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,295
−HK$622/mo
Today · 4.125%
HK$20,917
baseline
▲ 0.50% · 4.625%
HK$22,189
+HK$1,272/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,834/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,896
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,484
−HK$595/mo
Today · 4.125%
HK$23,079
baseline
▲ 0.50% · 4.625%
HK$24,296
+HK$1,217/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,158/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,651
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,324
−HK$684/mo
Today · 4.125%
HK$23,008
baseline
▲ 0.50% · 4.625%
HK$24,408
+HK$1,400/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$46,016/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,086
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,732
−HK$655/mo
Today · 4.125%
HK$25,387
baseline
▲ 0.50% · 4.625%
HK$26,726
+HK$1,339/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$50,774/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,619
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,354
−HK$746/mo
Today · 4.125%
HK$25,100
baseline
▲ 0.50% · 4.625%
HK$26,627
+HK$1,527/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,200/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,276
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,980
−HK$715/mo
Today · 4.125%
HK$27,695
baseline
▲ 0.50% · 4.625%
HK$29,155
+HK$1,460/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,390/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,587
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,383
−HK$809/mo
Today · 4.125%
HK$27,192
baseline
▲ 0.50% · 4.625%
HK$28,846
+HK$1,654/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,384/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,465
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,229
−HK$774/mo
Today · 4.125%
HK$30,003
baseline
▲ 0.50% · 4.625%
HK$31,585
+HK$1,582/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,006/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,555
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,412
−HK$871/mo
Today · 4.125%
HK$29,283
baseline
▲ 0.50% · 4.625%
HK$31,065
+HK$1,782/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,566/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,655
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,477
−HK$834/mo
Today · 4.125%
HK$32,311
baseline
▲ 0.50% · 4.625%
HK$34,014
+HK$1,703/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,622/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,524
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,442
−HK$933/mo
Today · 4.125%
HK$31,375
baseline
▲ 0.50% · 4.625%
HK$33,284
+HK$1,909/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,750/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,845
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,726
−HK$893/mo
Today · 4.125%
HK$34,619
baseline
▲ 0.50% · 4.625%
HK$36,444
+HK$1,825/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,238/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,492
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,471
−HK$996/mo
Today · 4.125%
HK$33,467
baseline
▲ 0.50% · 4.625%
HK$35,503
+HK$2,036/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,934/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,034
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,974
−HK$953/mo
Today · 4.125%
HK$36,927
baseline
▲ 0.50% · 4.625%
HK$38,874
+HK$1,947/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,854/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,460
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,501
−HK$1,057/mo
Today · 4.125%
HK$35,558
baseline
▲ 0.50% · 4.625%
HK$37,722
+HK$2,164/mo
Deposit HK$1.29M · loan HK$7.34M · min. income ≈ HK$71,116/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,224
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,222
−HK$1,013/mo
Today · 4.125%
HK$39,235
baseline
▲ 0.50% · 4.625%
HK$41,303
+HK$2,068/mo
Deposit HK$1.29M · loan HK$7.34M · min. income ≈ HK$78,470/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,428
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,530
−HK$1,120/mo
Today · 4.125%
HK$37,650
baseline
▲ 0.50% · 4.625%
HK$39,941
+HK$2,291/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$75,300/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,414
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,471
−HK$1,072/mo
Today · 4.125%
HK$41,543
baseline
▲ 0.50% · 4.625%
HK$43,733
+HK$2,190/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$83,086/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,950 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).