▼ 0.50% · 3.625%
HK$22,072
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,759
−HK$698/mo
Today · 4.125%
HK$23,457
baseline
▲ 0.50% · 4.625%
HK$24,884
+HK$1,427/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,914/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,555
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,214
−HK$668/mo
Today · 4.125%
HK$25,882
baseline
▲ 0.50% · 4.625%
HK$27,246
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,764/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,280
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,035
−HK$767/mo
Today · 4.125%
HK$25,802
baseline
▲ 0.50% · 4.625%
HK$27,372
+HK$1,570/mo
Deposit HK$4.36M · loan HK$5.32M · min. income ≈ HK$51,604/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,011
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,735
−HK$735/mo
Today · 4.125%
HK$28,470
baseline
▲ 0.50% · 4.625%
HK$29,971
+HK$1,501/mo
Deposit HK$4.36M · loan HK$5.32M · min. income ≈ HK$56,940/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,487
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,311
−HK$837/mo
Today · 4.125%
HK$28,148
baseline
▲ 0.50% · 4.625%
HK$29,861
+HK$1,713/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,296/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,466
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,257
−HK$801/mo
Today · 4.125%
HK$31,058
baseline
▲ 0.50% · 4.625%
HK$32,696
+HK$1,638/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,116/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,694
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,587
−HK$907/mo
Today · 4.125%
HK$30,494
baseline
▲ 0.50% · 4.625%
HK$32,349
+HK$1,855/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$60,988/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,922
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,778
−HK$869/mo
Today · 4.125%
HK$33,647
baseline
▲ 0.50% · 4.625%
HK$35,420
+HK$1,773/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,294/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,901
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,863
−HK$976/mo
Today · 4.125%
HK$32,839
baseline
▲ 0.50% · 4.625%
HK$34,837
+HK$1,998/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$65,678/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,377
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,299
−HK$936/mo
Today · 4.125%
HK$36,235
baseline
▲ 0.50% · 4.625%
HK$38,145
+HK$1,910/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$72,470/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,109
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,139
−HK$1,046/mo
Today · 4.125%
HK$35,185
baseline
▲ 0.50% · 4.625%
HK$37,326
+HK$2,141/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,370/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,833
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,821
−HK$1,002/mo
Today · 4.125%
HK$38,823
baseline
▲ 0.50% · 4.625%
HK$40,869
+HK$2,046/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,646/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,316
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,414
−HK$1,117/mo
Today · 4.125%
HK$37,531
baseline
▲ 0.50% · 4.625%
HK$39,814
+HK$2,283/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$75,062/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,289
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,342
−HK$1,069/mo
Today · 4.125%
HK$41,411
baseline
▲ 0.50% · 4.625%
HK$43,594
+HK$2,183/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$82,822/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,523
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,690
−HK$1,186/mo
Today · 4.125%
HK$39,876
baseline
▲ 0.50% · 4.625%
HK$42,303
+HK$2,427/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$79,752/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,744
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,864
−HK$1,135/mo
Today · 4.125%
HK$43,999
baseline
▲ 0.50% · 4.625%
HK$46,319
+HK$2,320/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$87,998/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,730
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,966
−HK$1,256/mo
Today · 4.125%
HK$42,222
baseline
▲ 0.50% · 4.625%
HK$44,791
+HK$2,569/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,444/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,200
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,385
−HK$1,203/mo
Today · 4.125%
HK$46,588
baseline
▲ 0.50% · 4.625%
HK$49,043
+HK$2,455/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,176/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).