▼ 0.50% · 3.625%
HK$21,336
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,000
−HK$674/mo
Today · 4.125%
HK$22,674
baseline
▲ 0.50% · 4.625%
HK$24,054
+HK$1,380/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,348/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,736
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,373
−HK$646/mo
Today · 4.125%
HK$25,019
baseline
▲ 0.50% · 4.625%
HK$26,337
+HK$1,318/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,038/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,470
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,200
−HK$741/mo
Today · 4.125%
HK$24,941
baseline
▲ 0.50% · 4.625%
HK$26,459
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,882/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,110
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,810
−HK$710/mo
Today · 4.125%
HK$27,520
baseline
▲ 0.50% · 4.625%
HK$28,971
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,040/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,603
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,400
−HK$809/mo
Today · 4.125%
HK$27,209
baseline
▲ 0.50% · 4.625%
HK$28,864
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,418/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,483
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,247
−HK$775/mo
Today · 4.125%
HK$30,022
baseline
▲ 0.50% · 4.625%
HK$31,605
+HK$1,583/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,044/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,737
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,600
−HK$876/mo
Today · 4.125%
HK$29,476
baseline
▲ 0.50% · 4.625%
HK$31,270
+HK$1,794/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,952/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,857
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,685
−HK$839/mo
Today · 4.125%
HK$32,524
baseline
▲ 0.50% · 4.625%
HK$34,239
+HK$1,715/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,048/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,870
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,800
−HK$944/mo
Today · 4.125%
HK$31,744
baseline
▲ 0.50% · 4.625%
HK$33,675
+HK$1,931/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,488/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,231
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,122
−HK$904/mo
Today · 4.125%
HK$35,026
baseline
▲ 0.50% · 4.625%
HK$36,872
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,052/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,004
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,000
−HK$1,011/mo
Today · 4.125%
HK$34,011
baseline
▲ 0.50% · 4.625%
HK$36,081
+HK$2,070/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,022/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,604
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,559
−HK$969/mo
Today · 4.125%
HK$37,528
baseline
▲ 0.50% · 4.625%
HK$39,506
+HK$1,978/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,056/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,138
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,200
−HK$1,078/mo
Today · 4.125%
HK$36,278
baseline
▲ 0.50% · 4.625%
HK$38,486
+HK$2,208/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,556/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,978
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,996
−HK$1,034/mo
Today · 4.125%
HK$40,030
baseline
▲ 0.50% · 4.625%
HK$42,140
+HK$2,110/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,060/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,271
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,400
−HK$1,146/mo
Today · 4.125%
HK$38,546
baseline
▲ 0.50% · 4.625%
HK$40,891
+HK$2,345/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,092/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,351
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,434
−HK$1,098/mo
Today · 4.125%
HK$42,532
baseline
▲ 0.50% · 4.625%
HK$44,773
+HK$2,241/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,064/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,405
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,600
−HK$1,213/mo
Today · 4.125%
HK$40,813
baseline
▲ 0.50% · 4.625%
HK$43,297
+HK$2,484/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$81,626/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,725
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,871
−HK$1,162/mo
Today · 4.125%
HK$45,033
baseline
▲ 0.50% · 4.625%
HK$47,407
+HK$2,374/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$90,066/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,688 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).