▼ 0.50% · 3.625%
HK$18,022
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,583
−HK$570/mo
Today · 4.125%
HK$19,153
baseline
▲ 0.50% · 4.625%
HK$20,318
+HK$1,165/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,306/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,050
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,587
−HK$546/mo
Today · 4.125%
HK$21,133
baseline
▲ 0.50% · 4.625%
HK$22,247
+HK$1,114/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,266/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,825
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,441
−HK$627/mo
Today · 4.125%
HK$21,068
baseline
▲ 0.50% · 4.625%
HK$22,350
+HK$1,282/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,136/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,055
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,646
−HK$600/mo
Today · 4.125%
HK$23,246
baseline
▲ 0.50% · 4.625%
HK$24,472
+HK$1,226/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,492/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,627
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,300
−HK$683/mo
Today · 4.125%
HK$22,983
baseline
▲ 0.50% · 4.625%
HK$24,381
+HK$1,398/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,966/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,060
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,705
−HK$655/mo
Today · 4.125%
HK$25,360
baseline
▲ 0.50% · 4.625%
HK$26,696
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,720/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,429
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,158
−HK$740/mo
Today · 4.125%
HK$24,898
baseline
▲ 0.50% · 4.625%
HK$26,413
+HK$1,515/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,796/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,065
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,764
−HK$709/mo
Today · 4.125%
HK$27,473
baseline
▲ 0.50% · 4.625%
HK$28,921
+HK$1,448/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,946/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,231
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,016
−HK$798/mo
Today · 4.125%
HK$26,814
baseline
▲ 0.50% · 4.625%
HK$28,445
+HK$1,631/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,628/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,070
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,822
−HK$764/mo
Today · 4.125%
HK$29,586
baseline
▲ 0.50% · 4.625%
HK$31,146
+HK$1,560/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,172/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,034
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,874
−HK$855/mo
Today · 4.125%
HK$28,729
baseline
▲ 0.50% · 4.625%
HK$30,477
+HK$1,748/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,458/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,075
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,881
−HK$818/mo
Today · 4.125%
HK$31,699
baseline
▲ 0.50% · 4.625%
HK$33,370
+HK$1,671/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,398/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,836
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,733
−HK$911/mo
Today · 4.125%
HK$30,644
baseline
▲ 0.50% · 4.625%
HK$32,509
+HK$1,865/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,288/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,080
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,940
−HK$873/mo
Today · 4.125%
HK$33,813
baseline
▲ 0.50% · 4.625%
HK$35,595
+HK$1,782/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,626/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,638
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,591
−HK$968/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,540
+HK$1,981/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,084
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$34,999
−HK$927/mo
Today · 4.125%
HK$35,926
baseline
▲ 0.50% · 4.625%
HK$37,820
+HK$1,894/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,852/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,440
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,449
−HK$1,026/mo
Today · 4.125%
HK$34,475
baseline
▲ 0.50% · 4.625%
HK$36,572
+HK$2,097/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,950/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,089
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,057
−HK$982/mo
Today · 4.125%
HK$38,039
baseline
▲ 0.50% · 4.625%
HK$40,044
+HK$2,005/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,078/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,110 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).