▼ 0.50% · 3.625%
HK$18,414
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,986
−HK$582/mo
Today · 4.125%
HK$19,568
baseline
▲ 0.50% · 4.625%
HK$20,759
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,136/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,485
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,034
−HK$558/mo
Today · 4.125%
HK$21,592
baseline
▲ 0.50% · 4.625%
HK$22,730
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,184/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,255
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,885
−HK$640/mo
Today · 4.125%
HK$21,525
baseline
▲ 0.50% · 4.625%
HK$22,835
+HK$1,310/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,050/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,533
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,138
−HK$613/mo
Today · 4.125%
HK$23,751
baseline
▲ 0.50% · 4.625%
HK$25,003
+HK$1,252/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,502/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,096
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,784
−HK$698/mo
Today · 4.125%
HK$23,482
baseline
▲ 0.50% · 4.625%
HK$24,911
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,964/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,582
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,241
−HK$669/mo
Today · 4.125%
HK$25,910
baseline
▲ 0.50% · 4.625%
HK$27,276
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,820/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,938
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,682
−HK$757/mo
Today · 4.125%
HK$25,439
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,548/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,878/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,630
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,345
−HK$724/mo
Today · 4.125%
HK$28,069
baseline
▲ 0.50% · 4.625%
HK$29,549
+HK$1,480/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,138/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,779
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,581
−HK$815/mo
Today · 4.125%
HK$27,396
baseline
▲ 0.50% · 4.625%
HK$29,063
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,792/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,679
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,448
−HK$780/mo
Today · 4.125%
HK$30,228
baseline
▲ 0.50% · 4.625%
HK$31,822
+HK$1,594/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,456/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,620
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,480
−HK$872/mo
Today · 4.125%
HK$29,352
baseline
▲ 0.50% · 4.625%
HK$31,138
+HK$1,786/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,704/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,727
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,551
−HK$836/mo
Today · 4.125%
HK$32,387
baseline
▲ 0.50% · 4.625%
HK$34,095
+HK$1,708/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,774/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,462
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,378
−HK$931/mo
Today · 4.125%
HK$31,309
baseline
▲ 0.50% · 4.625%
HK$33,214
+HK$1,905/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$62,618/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,776
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,655
−HK$892/mo
Today · 4.125%
HK$34,547
baseline
▲ 0.50% · 4.625%
HK$36,368
+HK$1,821/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$69,094/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,303
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,277
−HK$989/mo
Today · 4.125%
HK$33,266
baseline
▲ 0.50% · 4.625%
HK$35,290
+HK$2,024/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,532/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,824
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,758
−HK$948/mo
Today · 4.125%
HK$36,706
baseline
▲ 0.50% · 4.625%
HK$38,641
+HK$1,935/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,412/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,144
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,175
−HK$1,048/mo
Today · 4.125%
HK$35,223
baseline
▲ 0.50% · 4.625%
HK$37,366
+HK$2,143/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,446/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,873
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,862
−HK$1,003/mo
Today · 4.125%
HK$38,865
baseline
▲ 0.50% · 4.625%
HK$40,914
+HK$2,049/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,730/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).