▼ 0.50% · 3.625%
HK$17,386
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,927
−HK$549/mo
Today · 4.125%
HK$18,476
baseline
▲ 0.50% · 4.625%
HK$19,601
+HK$1,125/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,952/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,342
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,861
−HK$526/mo
Today · 4.125%
HK$20,387
baseline
▲ 0.50% · 4.625%
HK$21,461
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,774/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,125
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,720
−HK$604/mo
Today · 4.125%
HK$20,324
baseline
▲ 0.50% · 4.625%
HK$21,561
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,648/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,276
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,847
−HK$579/mo
Today · 4.125%
HK$22,426
baseline
▲ 0.50% · 4.625%
HK$23,608
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,852/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,863
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,512
−HK$660/mo
Today · 4.125%
HK$22,172
baseline
▲ 0.50% · 4.625%
HK$23,521
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,344/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,210
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,833
−HK$631/mo
Today · 4.125%
HK$24,464
baseline
▲ 0.50% · 4.625%
HK$25,754
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,928/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,602
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,305
−HK$714/mo
Today · 4.125%
HK$24,019
baseline
▲ 0.50% · 4.625%
HK$25,481
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,038/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,144
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,819
−HK$684/mo
Today · 4.125%
HK$26,503
baseline
▲ 0.50% · 4.625%
HK$27,900
+HK$1,397/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,006/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,341
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,098
−HK$769/mo
Today · 4.125%
HK$25,867
baseline
▲ 0.50% · 4.625%
HK$27,441
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,734/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,079
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,805
−HK$737/mo
Today · 4.125%
HK$28,542
baseline
▲ 0.50% · 4.625%
HK$30,046
+HK$1,504/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,084/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,079
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,890
−HK$825/mo
Today · 4.125%
HK$27,715
baseline
▲ 0.50% · 4.625%
HK$29,401
+HK$1,686/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,430/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,013
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,791
−HK$789/mo
Today · 4.125%
HK$30,580
baseline
▲ 0.50% · 4.625%
HK$32,192
+HK$1,612/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,160/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,818
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,683
−HK$879/mo
Today · 4.125%
HK$29,562
baseline
▲ 0.50% · 4.625%
HK$31,361
+HK$1,799/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$59,124/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,947
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,777
−HK$842/mo
Today · 4.125%
HK$32,619
baseline
▲ 0.50% · 4.625%
HK$34,338
+HK$1,719/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$65,238/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,556
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,476
−HK$934/mo
Today · 4.125%
HK$31,410
baseline
▲ 0.50% · 4.625%
HK$33,321
+HK$1,911/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,820/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,881
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,763
−HK$895/mo
Today · 4.125%
HK$34,658
baseline
▲ 0.50% · 4.625%
HK$36,484
+HK$1,826/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,316/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,295
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,268
−HK$989/mo
Today · 4.125%
HK$33,257
baseline
▲ 0.50% · 4.625%
HK$35,281
+HK$2,024/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,514/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,815
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,749
−HK$947/mo
Today · 4.125%
HK$36,696
baseline
▲ 0.50% · 4.625%
HK$38,631
+HK$1,935/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,392/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,739 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).