▼ 0.50% · 3.625%
HK$17,584
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,131
−HK$555/mo
Today · 4.125%
HK$18,686
baseline
▲ 0.50% · 4.625%
HK$19,823
+HK$1,137/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,372/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,562
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,086
−HK$532/mo
Today · 4.125%
HK$20,618
baseline
▲ 0.50% · 4.625%
HK$21,705
+HK$1,087/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,236/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,342
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,944
−HK$611/mo
Today · 4.125%
HK$20,555
baseline
▲ 0.50% · 4.625%
HK$21,806
+HK$1,251/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,110/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,518
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,095
−HK$585/mo
Today · 4.125%
HK$22,680
baseline
▲ 0.50% · 4.625%
HK$23,876
+HK$1,196/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,360/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,100
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,757
−HK$667/mo
Today · 4.125%
HK$22,424
baseline
▲ 0.50% · 4.625%
HK$23,788
+HK$1,364/mo
Deposit HK$3.08M · loan HK$4.63M · min. income ≈ HK$44,848/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,474
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,103
−HK$639/mo
Today · 4.125%
HK$24,742
baseline
▲ 0.50% · 4.625%
HK$26,046
+HK$1,304/mo
Deposit HK$3.08M · loan HK$4.63M · min. income ≈ HK$49,484/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,859
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,570
−HK$722/mo
Today · 4.125%
HK$24,292
baseline
▲ 0.50% · 4.625%
HK$25,770
+HK$1,478/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$48,584/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,430
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,112
−HK$692/mo
Today · 4.125%
HK$26,804
baseline
▲ 0.50% · 4.625%
HK$28,217
+HK$1,413/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$53,608/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,617
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,383
−HK$778/mo
Today · 4.125%
HK$26,161
baseline
▲ 0.50% · 4.625%
HK$27,753
+HK$1,592/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$52,322/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,386
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,121
−HK$745/mo
Today · 4.125%
HK$28,866
baseline
▲ 0.50% · 4.625%
HK$30,387
+HK$1,521/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$57,732/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,375
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,196
−HK$833/mo
Today · 4.125%
HK$28,029
baseline
▲ 0.50% · 4.625%
HK$29,735
+HK$1,706/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$56,058/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,342
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,129
−HK$799/mo
Today · 4.125%
HK$30,928
baseline
▲ 0.50% · 4.625%
HK$32,558
+HK$1,630/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$61,856/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,134
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,009
−HK$889/mo
Today · 4.125%
HK$29,898
baseline
▲ 0.50% · 4.625%
HK$31,717
+HK$1,819/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$59,796/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,299
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,138
−HK$851/mo
Today · 4.125%
HK$32,989
baseline
▲ 0.50% · 4.625%
HK$34,728
+HK$1,739/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$65,978/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,892
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,822
−HK$945/mo
Today · 4.125%
HK$31,767
baseline
▲ 0.50% · 4.625%
HK$33,700
+HK$1,933/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$63,534/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,255
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,147
−HK$904/mo
Today · 4.125%
HK$35,051
baseline
▲ 0.50% · 4.625%
HK$36,899
+HK$1,848/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$70,102/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,650
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,635
−HK$1,000/mo
Today · 4.125%
HK$33,635
baseline
▲ 0.50% · 4.625%
HK$35,682
+HK$2,047/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,270/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,211
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,155
−HK$958/mo
Today · 4.125%
HK$37,113
baseline
▲ 0.50% · 4.625%
HK$39,069
+HK$1,956/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$74,226/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,338 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).