▼ 0.50% · 3.625%
HK$22,520
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,221
−HK$711/mo
Today · 4.125%
HK$23,932
baseline
▲ 0.50% · 4.625%
HK$25,388
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,864/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,053
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,725
−HK$682/mo
Today · 4.125%
HK$26,407
baseline
▲ 0.50% · 4.625%
HK$27,799
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,814/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,772
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$782/mo
Today · 4.125%
HK$26,325
baseline
▲ 0.50% · 4.625%
HK$27,927
+HK$1,602/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,650/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,559
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,298
−HK$750/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,579
+HK$1,531/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,024
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,865
−HK$854/mo
Today · 4.125%
HK$28,719
baseline
▲ 0.50% · 4.625%
HK$30,466
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,438/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,064
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,870
−HK$818/mo
Today · 4.125%
HK$31,688
baseline
▲ 0.50% · 4.625%
HK$33,359
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,376/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,276
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,187
−HK$925/mo
Today · 4.125%
HK$31,112
baseline
▲ 0.50% · 4.625%
HK$33,005
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,224/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,569
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,443
−HK$886/mo
Today · 4.125%
HK$34,329
baseline
▲ 0.50% · 4.625%
HK$36,138
+HK$1,809/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,658/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,528
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,509
−HK$996/mo
Today · 4.125%
HK$33,505
baseline
▲ 0.50% · 4.625%
HK$35,544
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,010/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,075
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,015
−HK$955/mo
Today · 4.125%
HK$36,970
baseline
▲ 0.50% · 4.625%
HK$38,918
+HK$1,948/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,940/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,780
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,831
−HK$1,067/mo
Today · 4.125%
HK$35,898
baseline
▲ 0.50% · 4.625%
HK$38,083
+HK$2,185/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,796/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,580
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,588
−HK$1,022/mo
Today · 4.125%
HK$39,610
baseline
▲ 0.50% · 4.625%
HK$41,698
+HK$2,088/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,220/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,032
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,153
−HK$1,139/mo
Today · 4.125%
HK$38,292
baseline
▲ 0.50% · 4.625%
HK$40,622
+HK$2,330/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,584/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,085
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,160
−HK$1,091/mo
Today · 4.125%
HK$42,251
baseline
▲ 0.50% · 4.625%
HK$44,478
+HK$2,227/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,502/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,284
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,475
−HK$1,210/mo
Today · 4.125%
HK$40,685
baseline
▲ 0.50% · 4.625%
HK$43,160
+HK$2,475/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,370/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,591
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,733
−HK$1,159/mo
Today · 4.125%
HK$44,892
baseline
▲ 0.50% · 4.625%
HK$47,258
+HK$2,366/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,784/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,536
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,797
−HK$1,281/mo
Today · 4.125%
HK$43,078
baseline
▲ 0.50% · 4.625%
HK$45,699
+HK$2,621/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,156/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,096
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,305
−HK$1,227/mo
Today · 4.125%
HK$47,532
baseline
▲ 0.50% · 4.625%
HK$50,038
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,064/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,611 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).