▼ 0.50% · 3.625%
HK$22,517
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,217
−HK$712/mo
Today · 4.125%
HK$23,929
baseline
▲ 0.50% · 4.625%
HK$25,385
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,858/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,050
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,721
−HK$682/mo
Today · 4.125%
HK$26,403
baseline
▲ 0.50% · 4.625%
HK$27,795
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,806/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,768
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,539
−HK$783/mo
Today · 4.125%
HK$26,322
baseline
▲ 0.50% · 4.625%
HK$27,923
+HK$1,601/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,644/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,555
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,294
−HK$749/mo
Today · 4.125%
HK$29,043
baseline
▲ 0.50% · 4.625%
HK$30,574
+HK$1,531/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,086/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,020
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,861
−HK$853/mo
Today · 4.125%
HK$28,714
baseline
▲ 0.50% · 4.625%
HK$30,462
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,428/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,060
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,866
−HK$818/mo
Today · 4.125%
HK$31,684
baseline
▲ 0.50% · 4.625%
HK$33,354
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,368/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,272
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,182
−HK$925/mo
Today · 4.125%
HK$31,107
baseline
▲ 0.50% · 4.625%
HK$33,000
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,214/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,565
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,438
−HK$886/mo
Today · 4.125%
HK$34,324
baseline
▲ 0.50% · 4.625%
HK$36,133
+HK$1,809/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,648/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,523
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,504
−HK$996/mo
Today · 4.125%
HK$33,500
baseline
▲ 0.50% · 4.625%
HK$35,539
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,000/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,070
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,010
−HK$954/mo
Today · 4.125%
HK$36,964
baseline
▲ 0.50% · 4.625%
HK$38,913
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,928/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,775
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,826
−HK$1,067/mo
Today · 4.125%
HK$35,893
baseline
▲ 0.50% · 4.625%
HK$38,077
+HK$2,184/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,786/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,574
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,582
−HK$1,023/mo
Today · 4.125%
HK$39,605
baseline
▲ 0.50% · 4.625%
HK$41,692
+HK$2,087/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,210/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,027
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,147
−HK$1,139/mo
Today · 4.125%
HK$38,286
baseline
▲ 0.50% · 4.625%
HK$40,616
+HK$2,330/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$76,572/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,079
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,154
−HK$1,091/mo
Today · 4.125%
HK$42,245
baseline
▲ 0.50% · 4.625%
HK$44,472
+HK$2,227/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$84,490/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,278
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,469
−HK$1,210/mo
Today · 4.125%
HK$40,679
baseline
▲ 0.50% · 4.625%
HK$43,154
+HK$2,475/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,358/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,584
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,727
−HK$1,158/mo
Today · 4.125%
HK$44,885
baseline
▲ 0.50% · 4.625%
HK$47,251
+HK$2,366/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,770/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,530
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,791
−HK$1,281/mo
Today · 4.125%
HK$43,072
baseline
▲ 0.50% · 4.625%
HK$45,693
+HK$2,621/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$86,144/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,089
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,299
−HK$1,226/mo
Today · 4.125%
HK$47,525
baseline
▲ 0.50% · 4.625%
HK$50,031
+HK$2,506/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$95,050/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,466 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).