▼ 0.50% · 3.625%
HK$22,425
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,122
−HK$709/mo
Today · 4.125%
HK$23,831
baseline
▲ 0.50% · 4.625%
HK$25,281
+HK$1,450/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,662/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,947
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,616
−HK$679/mo
Today · 4.125%
HK$26,295
baseline
▲ 0.50% · 4.625%
HK$27,681
+HK$1,386/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,590/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,667
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,434
−HK$780/mo
Today · 4.125%
HK$26,214
baseline
▲ 0.50% · 4.625%
HK$27,809
+HK$1,595/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,428/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,442
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,178
−HK$747/mo
Today · 4.125%
HK$28,925
baseline
▲ 0.50% · 4.625%
HK$30,449
+HK$1,524/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,850/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,910
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,747
−HK$850/mo
Today · 4.125%
HK$28,597
baseline
▲ 0.50% · 4.625%
HK$30,337
+HK$1,740/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,194/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,937
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,740
−HK$814/mo
Today · 4.125%
HK$31,554
baseline
▲ 0.50% · 4.625%
HK$33,217
+HK$1,663/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,108/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,152
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,059
−HK$921/mo
Today · 4.125%
HK$30,980
baseline
▲ 0.50% · 4.625%
HK$32,865
+HK$1,885/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,960/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,431
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,301
−HK$883/mo
Today · 4.125%
HK$34,184
baseline
▲ 0.50% · 4.625%
HK$35,985
+HK$1,801/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,368/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,395
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,371
−HK$992/mo
Today · 4.125%
HK$33,363
baseline
▲ 0.50% · 4.625%
HK$35,393
+HK$2,030/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,726/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,926
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,863
−HK$950/mo
Today · 4.125%
HK$36,813
baseline
▲ 0.50% · 4.625%
HK$38,753
+HK$1,940/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,626/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,637
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,683
−HK$1,063/mo
Today · 4.125%
HK$35,746
baseline
▲ 0.50% · 4.625%
HK$37,921
+HK$2,175/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,492/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,421
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,424
−HK$1,019/mo
Today · 4.125%
HK$39,443
baseline
▲ 0.50% · 4.625%
HK$41,522
+HK$2,079/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,886/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,879
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,995
−HK$1,134/mo
Today · 4.125%
HK$38,129
baseline
▲ 0.50% · 4.625%
HK$40,449
+HK$2,320/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$76,258/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,916
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,986
−HK$1,086/mo
Today · 4.125%
HK$42,072
baseline
▲ 0.50% · 4.625%
HK$44,290
+HK$2,218/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$84,144/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,122
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,308
−HK$1,204/mo
Today · 4.125%
HK$40,512
baseline
▲ 0.50% · 4.625%
HK$42,978
+HK$2,466/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$81,024/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,410
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,548
−HK$1,154/mo
Today · 4.125%
HK$44,702
baseline
▲ 0.50% · 4.625%
HK$47,058
+HK$2,356/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$89,404/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,364
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,620
−HK$1,276/mo
Today · 4.125%
HK$42,896
baseline
▲ 0.50% · 4.625%
HK$45,506
+HK$2,610/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$85,792/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,905
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,109
−HK$1,222/mo
Today · 4.125%
HK$47,331
baseline
▲ 0.50% · 4.625%
HK$49,826
+HK$2,495/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$94,662/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,427 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).