▼ 0.50% · 3.625%
HK$22,250
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,943
−HK$703/mo
Today · 4.125%
HK$23,646
baseline
▲ 0.50% · 4.625%
HK$25,085
+HK$1,439/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,292/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,753
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,417
−HK$674/mo
Today · 4.125%
HK$26,091
baseline
▲ 0.50% · 4.625%
HK$27,466
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,182/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,475
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,237
−HK$773/mo
Today · 4.125%
HK$26,010
baseline
▲ 0.50% · 4.625%
HK$27,593
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,020/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,229
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,959
−HK$741/mo
Today · 4.125%
HK$28,700
baseline
▲ 0.50% · 4.625%
HK$30,213
+HK$1,513/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,400/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,701
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,531
−HK$844/mo
Today · 4.125%
HK$28,375
baseline
▲ 0.50% · 4.625%
HK$30,101
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,750/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,704
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,501
−HK$808/mo
Today · 4.125%
HK$31,309
baseline
▲ 0.50% · 4.625%
HK$32,959
+HK$1,650/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,618/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,926
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,825
−HK$914/mo
Today · 4.125%
HK$30,739
baseline
▲ 0.50% · 4.625%
HK$32,610
+HK$1,871/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$61,478/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,179
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,042
−HK$876/mo
Today · 4.125%
HK$33,918
baseline
▲ 0.50% · 4.625%
HK$35,706
+HK$1,788/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$67,836/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,151
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,120
−HK$984/mo
Today · 4.125%
HK$33,104
baseline
▲ 0.50% · 4.625%
HK$35,118
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,208/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,655
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,584
−HK$943/mo
Today · 4.125%
HK$36,527
baseline
▲ 0.50% · 4.625%
HK$38,452
+HK$1,925/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,054/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,376
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,414
−HK$1,055/mo
Today · 4.125%
HK$35,469
baseline
▲ 0.50% · 4.625%
HK$37,627
+HK$2,158/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,938/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,130
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,126
−HK$1,010/mo
Today · 4.125%
HK$39,136
baseline
▲ 0.50% · 4.625%
HK$41,199
+HK$2,063/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,272/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,601
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,708
−HK$1,125/mo
Today · 4.125%
HK$37,833
baseline
▲ 0.50% · 4.625%
HK$40,135
+HK$2,302/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,666/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,605
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,668
−HK$1,077/mo
Today · 4.125%
HK$41,745
baseline
▲ 0.50% · 4.625%
HK$43,946
+HK$2,201/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,490/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,826
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,002
−HK$1,196/mo
Today · 4.125%
HK$40,198
baseline
▲ 0.50% · 4.625%
HK$42,644
+HK$2,446/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,396/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,081
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,209
−HK$1,145/mo
Today · 4.125%
HK$44,354
baseline
▲ 0.50% · 4.625%
HK$46,692
+HK$2,338/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,708/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,051
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,297
−HK$1,265/mo
Today · 4.125%
HK$42,562
baseline
▲ 0.50% · 4.625%
HK$45,152
+HK$2,590/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,124/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,556
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,751
−HK$1,212/mo
Today · 4.125%
HK$46,963
baseline
▲ 0.50% · 4.625%
HK$49,439
+HK$2,476/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$93,926/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,787 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).