▼ 0.50% · 3.625%
HK$17,178
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,712
−HK$543/mo
Today · 4.125%
HK$18,255
baseline
▲ 0.50% · 4.625%
HK$19,366
+HK$1,111/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,510/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,110
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,623
−HK$520/mo
Today · 4.125%
HK$20,143
baseline
▲ 0.50% · 4.625%
HK$21,205
+HK$1,062/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,286/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,896
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,484
−HK$597/mo
Today · 4.125%
HK$20,081
baseline
▲ 0.50% · 4.625%
HK$21,303
+HK$1,222/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$40,162/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,022
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,585
−HK$572/mo
Today · 4.125%
HK$22,157
baseline
▲ 0.50% · 4.625%
HK$23,325
+HK$1,168/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$44,314/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,614
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,255
−HK$651/mo
Today · 4.125%
HK$21,906
baseline
▲ 0.50% · 4.625%
HK$23,239
+HK$1,333/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,812/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,933
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,548
−HK$624/mo
Today · 4.125%
HK$24,172
baseline
▲ 0.50% · 4.625%
HK$25,446
+HK$1,274/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,344/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,332
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,026
−HK$706/mo
Today · 4.125%
HK$23,732
baseline
▲ 0.50% · 4.625%
HK$25,176
+HK$1,444/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$47,464/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,844
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,510
−HK$676/mo
Today · 4.125%
HK$26,186
baseline
▲ 0.50% · 4.625%
HK$27,566
+HK$1,380/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$52,372/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,049
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,797
−HK$760/mo
Today · 4.125%
HK$25,557
baseline
▲ 0.50% · 4.625%
HK$27,113
+HK$1,556/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,114/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,755
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,472
−HK$728/mo
Today · 4.125%
HK$28,200
baseline
▲ 0.50% · 4.625%
HK$29,687
+HK$1,487/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,400/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,767
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,569
−HK$814/mo
Today · 4.125%
HK$27,383
baseline
▲ 0.50% · 4.625%
HK$29,049
+HK$1,666/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$54,766/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,666
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,435
−HK$779/mo
Today · 4.125%
HK$30,214
baseline
▲ 0.50% · 4.625%
HK$31,807
+HK$1,593/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$60,428/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,485
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,340
−HK$869/mo
Today · 4.125%
HK$29,209
baseline
▲ 0.50% · 4.625%
HK$30,986
+HK$1,777/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$58,418/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,577
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,397
−HK$832/mo
Today · 4.125%
HK$32,229
baseline
▲ 0.50% · 4.625%
HK$33,928
+HK$1,699/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$64,458/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,203
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,111
−HK$923/mo
Today · 4.125%
HK$31,034
baseline
▲ 0.50% · 4.625%
HK$32,922
+HK$1,888/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$62,068/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,488
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,359
−HK$884/mo
Today · 4.125%
HK$34,243
baseline
▲ 0.50% · 4.625%
HK$36,048
+HK$1,805/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$68,486/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,921
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,882
−HK$978/mo
Today · 4.125%
HK$32,860
baseline
▲ 0.50% · 4.625%
HK$34,859
+HK$1,999/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$65,720/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,399
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,321
−HK$936/mo
Today · 4.125%
HK$36,257
baseline
▲ 0.50% · 4.625%
HK$38,168
+HK$1,911/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$72,514/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$226,003 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).