▼ 0.50% · 3.625%
HK$18,113
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,676
−HK$573/mo
Today · 4.125%
HK$19,249
baseline
▲ 0.50% · 4.625%
HK$20,420
+HK$1,171/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,498/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,150
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,691
−HK$548/mo
Today · 4.125%
HK$21,239
baseline
▲ 0.50% · 4.625%
HK$22,358
+HK$1,119/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,478/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,924
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,544
−HK$629/mo
Today · 4.125%
HK$21,173
baseline
▲ 0.50% · 4.625%
HK$22,462
+HK$1,289/mo
Deposit HK$3.57M · loan HK$4.37M · min. income ≈ HK$42,346/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,165
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,760
−HK$603/mo
Today · 4.125%
HK$23,363
baseline
▲ 0.50% · 4.625%
HK$24,594
+HK$1,231/mo
Deposit HK$3.57M · loan HK$4.37M · min. income ≈ HK$46,726/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,735
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,411
−HK$687/mo
Today · 4.125%
HK$23,098
baseline
▲ 0.50% · 4.625%
HK$24,504
+HK$1,406/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,196/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,180
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,829
−HK$658/mo
Today · 4.125%
HK$25,487
baseline
▲ 0.50% · 4.625%
HK$26,830
+HK$1,343/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$50,974/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,546
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,279
−HK$744/mo
Today · 4.125%
HK$25,023
baseline
▲ 0.50% · 4.625%
HK$26,546
+HK$1,523/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$50,046/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,195
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,898
−HK$712/mo
Today · 4.125%
HK$27,610
baseline
▲ 0.50% · 4.625%
HK$29,066
+HK$1,456/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$55,220/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,358
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,147
−HK$801/mo
Today · 4.125%
HK$26,948
baseline
▲ 0.50% · 4.625%
HK$28,588
+HK$1,640/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$53,896/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,210
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,967
−HK$767/mo
Today · 4.125%
HK$29,734
baseline
▲ 0.50% · 4.625%
HK$31,302
+HK$1,568/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$59,468/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,169
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,014
−HK$859/mo
Today · 4.125%
HK$28,873
baseline
▲ 0.50% · 4.625%
HK$30,630
+HK$1,757/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$57,746/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,225
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,036
−HK$822/mo
Today · 4.125%
HK$31,858
baseline
▲ 0.50% · 4.625%
HK$33,538
+HK$1,680/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$63,716/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,980
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,882
−HK$916/mo
Today · 4.125%
HK$30,798
baseline
▲ 0.50% · 4.625%
HK$32,672
+HK$1,874/mo
Deposit HK$1.59M · loan HK$6.35M · min. income ≈ HK$61,596/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,240
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,105
−HK$877/mo
Today · 4.125%
HK$33,982
baseline
▲ 0.50% · 4.625%
HK$35,773
+HK$1,791/mo
Deposit HK$1.59M · loan HK$6.35M · min. income ≈ HK$67,964/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,792
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,749
−HK$973/mo
Today · 4.125%
HK$32,722
baseline
▲ 0.50% · 4.625%
HK$34,714
+HK$1,992/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$65,444/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,255
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,174
−HK$932/mo
Today · 4.125%
HK$36,106
baseline
▲ 0.50% · 4.625%
HK$38,009
+HK$1,903/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$72,212/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,603
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,617
−HK$1,030/mo
Today · 4.125%
HK$34,647
baseline
▲ 0.50% · 4.625%
HK$36,756
+HK$2,109/mo
Deposit HK$794K · loan HK$7.15M · min. income ≈ HK$69,294/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,270
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,243
−HK$987/mo
Today · 4.125%
HK$38,230
baseline
▲ 0.50% · 4.625%
HK$40,245
+HK$2,015/mo
Deposit HK$794K · loan HK$7.15M · min. income ≈ HK$76,460/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,298 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).