▼ 0.50% · 3.625%
HK$15,788
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,279
−HK$499/mo
Today · 4.125%
HK$16,778
baseline
▲ 0.50% · 4.625%
HK$17,799
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,556/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,564
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,035
−HK$478/mo
Today · 4.125%
HK$18,513
baseline
▲ 0.50% · 4.625%
HK$19,489
+HK$976/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,026/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,367
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,907
−HK$549/mo
Today · 4.125%
HK$18,456
baseline
▲ 0.50% · 4.625%
HK$19,579
+HK$1,123/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,912/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,320
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,838
−HK$526/mo
Today · 4.125%
HK$20,364
baseline
▲ 0.50% · 4.625%
HK$21,437
+HK$1,073/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,728/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,945
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,535
−HK$598/mo
Today · 4.125%
HK$20,133
baseline
▲ 0.50% · 4.625%
HK$21,359
+HK$1,226/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,266/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,077
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,642
−HK$573/mo
Today · 4.125%
HK$22,215
baseline
▲ 0.50% · 4.625%
HK$23,386
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,430/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,524
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,163
−HK$648/mo
Today · 4.125%
HK$21,811
baseline
▲ 0.50% · 4.625%
HK$23,138
+HK$1,327/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,622/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,833
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,445
−HK$622/mo
Today · 4.125%
HK$24,067
baseline
▲ 0.50% · 4.625%
HK$25,335
+HK$1,268/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,134/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,103
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,791
−HK$698/mo
Today · 4.125%
HK$23,489
baseline
▲ 0.50% · 4.625%
HK$24,918
+HK$1,429/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$46,978/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,589
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,249
−HK$669/mo
Today · 4.125%
HK$25,918
baseline
▲ 0.50% · 4.625%
HK$27,284
+HK$1,366/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,836/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,682
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,418
−HK$749/mo
Today · 4.125%
HK$25,167
baseline
▲ 0.50% · 4.625%
HK$26,698
+HK$1,531/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,334/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,346
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,052
−HK$717/mo
Today · 4.125%
HK$27,769
baseline
▲ 0.50% · 4.625%
HK$29,233
+HK$1,464/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,538/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,261
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,046
−HK$799/mo
Today · 4.125%
HK$26,845
baseline
▲ 0.50% · 4.625%
HK$28,478
+HK$1,633/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$53,690/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,102
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,856
−HK$764/mo
Today · 4.125%
HK$29,620
baseline
▲ 0.50% · 4.625%
HK$31,182
+HK$1,562/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$59,240/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,839
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,674
−HK$848/mo
Today · 4.125%
HK$28,522
baseline
▲ 0.50% · 4.625%
HK$30,258
+HK$1,736/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$57,044/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,858
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,659
−HK$813/mo
Today · 4.125%
HK$31,472
baseline
▲ 0.50% · 4.625%
HK$33,131
+HK$1,659/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$62,944/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,418
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$898/mo
Today · 4.125%
HK$30,200
baseline
▲ 0.50% · 4.625%
HK$32,038
+HK$1,838/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,400/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,615
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,463
−HK$860/mo
Today · 4.125%
HK$33,323
baseline
▲ 0.50% · 4.625%
HK$35,079
+HK$1,756/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,646/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,712 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).