▼ 0.50% · 3.625%
HK$18,624
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,203
−HK$589/mo
Today · 4.125%
HK$19,792
baseline
▲ 0.50% · 4.625%
HK$20,996
+HK$1,204/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,584/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,719
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,275
−HK$563/mo
Today · 4.125%
HK$21,838
baseline
▲ 0.50% · 4.625%
HK$22,990
+HK$1,152/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,676/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,486
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,124
−HK$647/mo
Today · 4.125%
HK$21,771
baseline
▲ 0.50% · 4.625%
HK$23,096
+HK$1,325/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$43,542/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,791
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,402
−HK$620/mo
Today · 4.125%
HK$24,022
baseline
▲ 0.50% · 4.625%
HK$25,289
+HK$1,267/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$48,044/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,349
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,044
−HK$706/mo
Today · 4.125%
HK$23,750
baseline
▲ 0.50% · 4.625%
HK$25,196
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,500/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,863
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,530
−HK$676/mo
Today · 4.125%
HK$26,206
baseline
▲ 0.50% · 4.625%
HK$27,588
+HK$1,382/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,412/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,211
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,964
−HK$766/mo
Today · 4.125%
HK$25,730
baseline
▲ 0.50% · 4.625%
HK$27,295
+HK$1,565/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,460/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,935
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,657
−HK$733/mo
Today · 4.125%
HK$28,390
baseline
▲ 0.50% · 4.625%
HK$29,886
+HK$1,496/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,780/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,074
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,885
−HK$824/mo
Today · 4.125%
HK$27,709
baseline
▲ 0.50% · 4.625%
HK$29,395
+HK$1,686/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,418/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,007
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,785
−HK$789/mo
Today · 4.125%
HK$30,574
baseline
▲ 0.50% · 4.625%
HK$32,185
+HK$1,611/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,148/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,936
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,805
−HK$883/mo
Today · 4.125%
HK$29,688
baseline
▲ 0.50% · 4.625%
HK$31,494
+HK$1,806/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,376/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,079
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,912
−HK$846/mo
Today · 4.125%
HK$32,758
baseline
▲ 0.50% · 4.625%
HK$34,484
+HK$1,726/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,516/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,799
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,725
−HK$942/mo
Today · 4.125%
HK$31,667
baseline
▲ 0.50% · 4.625%
HK$33,594
+HK$1,927/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,334/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,151
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,040
−HK$902/mo
Today · 4.125%
HK$34,942
baseline
▲ 0.50% · 4.625%
HK$36,783
+HK$1,841/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,884/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,661
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,646
−HK$1,000/mo
Today · 4.125%
HK$33,646
baseline
▲ 0.50% · 4.625%
HK$35,694
+HK$2,048/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$67,292/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,222
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,167
−HK$958/mo
Today · 4.125%
HK$37,125
baseline
▲ 0.50% · 4.625%
HK$39,082
+HK$1,957/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$74,250/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,523
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,566
−HK$1,060/mo
Today · 4.125%
HK$35,626
baseline
▲ 0.50% · 4.625%
HK$37,793
+HK$2,167/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,252/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,294
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,295
−HK$1,014/mo
Today · 4.125%
HK$39,309
baseline
▲ 0.50% · 4.625%
HK$41,381
+HK$2,072/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,618/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,026 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).