▼ 0.50% · 3.625%
HK$17,658
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,208
−HK$558/mo
Today · 4.125%
HK$18,766
baseline
▲ 0.50% · 4.625%
HK$19,908
+HK$1,142/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,532/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,645
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,172
−HK$534/mo
Today · 4.125%
HK$20,706
baseline
▲ 0.50% · 4.625%
HK$21,798
+HK$1,092/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,412/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,424
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,028
−HK$614/mo
Today · 4.125%
HK$20,642
baseline
▲ 0.50% · 4.625%
HK$21,898
+HK$1,256/mo
Deposit HK$3.48M · loan HK$4.26M · min. income ≈ HK$41,284/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,609
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,189
−HK$588/mo
Today · 4.125%
HK$22,777
baseline
▲ 0.50% · 4.625%
HK$23,977
+HK$1,200/mo
Deposit HK$3.48M · loan HK$4.26M · min. income ≈ HK$45,554/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,190
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,849
−HK$670/mo
Today · 4.125%
HK$22,519
baseline
▲ 0.50% · 4.625%
HK$23,889
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,038/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,574
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,206
−HK$641/mo
Today · 4.125%
HK$24,847
baseline
▲ 0.50% · 4.625%
HK$26,157
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,694/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,956
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,670
−HK$725/mo
Today · 4.125%
HK$24,395
baseline
▲ 0.50% · 4.625%
HK$25,880
+HK$1,485/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,790/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,538
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,223
−HK$695/mo
Today · 4.125%
HK$26,918
baseline
▲ 0.50% · 4.625%
HK$28,337
+HK$1,419/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,836/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,722
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,491
−HK$781/mo
Today · 4.125%
HK$26,272
baseline
▲ 0.50% · 4.625%
HK$27,871
+HK$1,599/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,544/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,503
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,240
−HK$748/mo
Today · 4.125%
HK$28,988
baseline
▲ 0.50% · 4.625%
HK$30,517
+HK$1,529/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,976/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,488
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,311
−HK$838/mo
Today · 4.125%
HK$28,149
baseline
▲ 0.50% · 4.625%
HK$29,861
+HK$1,712/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$56,298/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,467
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,257
−HK$802/mo
Today · 4.125%
HK$31,059
baseline
▲ 0.50% · 4.625%
HK$32,696
+HK$1,637/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$62,118/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,253
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,132
−HK$893/mo
Today · 4.125%
HK$30,025
baseline
▲ 0.50% · 4.625%
HK$31,852
+HK$1,827/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$60,050/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,432
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,275
−HK$855/mo
Today · 4.125%
HK$33,130
baseline
▲ 0.50% · 4.625%
HK$34,876
+HK$1,746/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$66,260/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,019
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,953
−HK$949/mo
Today · 4.125%
HK$31,902
baseline
▲ 0.50% · 4.625%
HK$33,843
+HK$1,941/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$63,804/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,396
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,292
−HK$908/mo
Today · 4.125%
HK$35,200
baseline
▲ 0.50% · 4.625%
HK$37,056
+HK$1,856/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$70,400/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,785
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,774
−HK$1,004/mo
Today · 4.125%
HK$33,778
baseline
▲ 0.50% · 4.625%
HK$35,834
+HK$2,056/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$67,556/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,360
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,309
−HK$962/mo
Today · 4.125%
HK$37,271
baseline
▲ 0.50% · 4.625%
HK$39,236
+HK$1,965/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$74,542/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,321 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).