▼ 0.50% · 3.625%
HK$21,568
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,239
−HK$682/mo
Today · 4.125%
HK$22,921
baseline
▲ 0.50% · 4.625%
HK$24,316
+HK$1,395/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,842/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,995
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,638
−HK$653/mo
Today · 4.125%
HK$25,291
baseline
▲ 0.50% · 4.625%
HK$26,624
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,582/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,725
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,463
−HK$750/mo
Today · 4.125%
HK$25,213
baseline
▲ 0.50% · 4.625%
HK$26,747
+HK$1,534/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,426/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,394
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,102
−HK$718/mo
Today · 4.125%
HK$27,820
baseline
▲ 0.50% · 4.625%
HK$29,287
+HK$1,467/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,640/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,882
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,687
−HK$818/mo
Today · 4.125%
HK$27,505
baseline
▲ 0.50% · 4.625%
HK$29,179
+HK$1,674/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$55,010/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,794
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,566
−HK$783/mo
Today · 4.125%
HK$30,349
baseline
▲ 0.50% · 4.625%
HK$31,949
+HK$1,600/mo
Deposit HK$3.78M · loan HK$5.68M · min. income ≈ HK$60,698/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,039
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,911
−HK$886/mo
Today · 4.125%
HK$29,797
baseline
▲ 0.50% · 4.625%
HK$31,610
+HK$1,813/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,594/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,193
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,030
−HK$848/mo
Today · 4.125%
HK$32,878
baseline
▲ 0.50% · 4.625%
HK$34,611
+HK$1,733/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,756/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,196
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,135
−HK$954/mo
Today · 4.125%
HK$32,089
baseline
▲ 0.50% · 4.625%
HK$34,042
+HK$1,953/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,178/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,593
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,493
−HK$914/mo
Today · 4.125%
HK$35,407
baseline
▲ 0.50% · 4.625%
HK$37,274
+HK$1,867/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,814/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,353
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,359
−HK$1,022/mo
Today · 4.125%
HK$34,381
baseline
▲ 0.50% · 4.625%
HK$36,473
+HK$2,092/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,762/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,992
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,957
−HK$980/mo
Today · 4.125%
HK$37,937
baseline
▲ 0.50% · 4.625%
HK$39,936
+HK$1,999/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,874/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,509
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,583
−HK$1,091/mo
Today · 4.125%
HK$36,674
baseline
▲ 0.50% · 4.625%
HK$38,905
+HK$2,231/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,348/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,391
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,421
−HK$1,045/mo
Today · 4.125%
HK$40,466
baseline
▲ 0.50% · 4.625%
HK$42,599
+HK$2,133/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,932/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,666
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,807
−HK$1,159/mo
Today · 4.125%
HK$38,966
baseline
▲ 0.50% · 4.625%
HK$41,337
+HK$2,371/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,932/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,791
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,885
−HK$1,110/mo
Today · 4.125%
HK$42,995
baseline
▲ 0.50% · 4.625%
HK$45,261
+HK$2,266/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$85,990/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,823
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,031
−HK$1,227/mo
Today · 4.125%
HK$41,258
baseline
▲ 0.50% · 4.625%
HK$43,768
+HK$2,510/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$82,516/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,190
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,349
−HK$1,175/mo
Today · 4.125%
HK$45,524
baseline
▲ 0.50% · 4.625%
HK$47,923
+HK$2,399/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$91,048/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,877 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).