▼ 0.50% · 3.625%
HK$21,790
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,468
−HK$689/mo
Today · 4.125%
HK$23,157
baseline
▲ 0.50% · 4.625%
HK$24,566
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,314/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,242
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,892
−HK$659/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$26,898
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,969
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,715
−HK$758/mo
Today · 4.125%
HK$25,473
baseline
▲ 0.50% · 4.625%
HK$27,023
+HK$1,550/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,946/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,666
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,381
−HK$725/mo
Today · 4.125%
HK$28,106
baseline
▲ 0.50% · 4.625%
HK$29,588
+HK$1,482/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,212/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,149
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,962
−HK$826/mo
Today · 4.125%
HK$27,788
baseline
▲ 0.50% · 4.625%
HK$29,479
+HK$1,691/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,576/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,090
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,870
−HK$792/mo
Today · 4.125%
HK$30,662
baseline
▲ 0.50% · 4.625%
HK$32,278
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,324/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,328
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,209
−HK$895/mo
Today · 4.125%
HK$30,104
baseline
▲ 0.50% · 4.625%
HK$31,936
+HK$1,832/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,208/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,514
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,359
−HK$858/mo
Today · 4.125%
HK$33,217
baseline
▲ 0.50% · 4.625%
HK$34,968
+HK$1,751/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,434/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,507
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,456
−HK$964/mo
Today · 4.125%
HK$32,420
baseline
▲ 0.50% · 4.625%
HK$34,392
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,840/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,938
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,848
−HK$924/mo
Today · 4.125%
HK$35,772
baseline
▲ 0.50% · 4.625%
HK$37,657
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,544/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,686
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,702
−HK$1,033/mo
Today · 4.125%
HK$34,735
baseline
▲ 0.50% · 4.625%
HK$36,849
+HK$2,114/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,470/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,362
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,338
−HK$989/mo
Today · 4.125%
HK$38,327
baseline
▲ 0.50% · 4.625%
HK$40,347
+HK$2,020/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,654/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,865
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,949
−HK$1,102/mo
Today · 4.125%
HK$37,051
baseline
▲ 0.50% · 4.625%
HK$39,305
+HK$2,254/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,102/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,787
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,827
−HK$1,055/mo
Today · 4.125%
HK$40,882
baseline
▲ 0.50% · 4.625%
HK$43,037
+HK$2,155/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,764/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,044
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,196
−HK$1,171/mo
Today · 4.125%
HK$39,367
baseline
▲ 0.50% · 4.625%
HK$41,762
+HK$2,395/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,734/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,211
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,316
−HK$1,121/mo
Today · 4.125%
HK$43,437
baseline
▲ 0.50% · 4.625%
HK$45,727
+HK$2,290/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,874/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,223
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,443
−HK$1,239/mo
Today · 4.125%
HK$41,682
baseline
▲ 0.50% · 4.625%
HK$44,219
+HK$2,537/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,364/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,635
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,805
−HK$1,187/mo
Today · 4.125%
HK$45,992
baseline
▲ 0.50% · 4.625%
HK$48,417
+HK$2,425/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$91,984/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,613 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).