▼ 0.50% · 3.625%
HK$18,025
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,586
−HK$569/mo
Today · 4.125%
HK$19,155
baseline
▲ 0.50% · 4.625%
HK$20,321
+HK$1,166/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,310/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,052
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,590
−HK$546/mo
Today · 4.125%
HK$21,136
baseline
▲ 0.50% · 4.625%
HK$22,250
+HK$1,114/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,272/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,827
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,444
−HK$627/mo
Today · 4.125%
HK$21,071
baseline
▲ 0.50% · 4.625%
HK$22,353
+HK$1,282/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,142/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,058
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,649
−HK$600/mo
Today · 4.125%
HK$23,249
baseline
▲ 0.50% · 4.625%
HK$24,475
+HK$1,226/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,498/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,630
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,303
−HK$683/mo
Today · 4.125%
HK$22,986
baseline
▲ 0.50% · 4.625%
HK$24,385
+HK$1,399/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,972/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,063
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,708
−HK$655/mo
Today · 4.125%
HK$25,363
baseline
▲ 0.50% · 4.625%
HK$26,700
+HK$1,337/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,726/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,432
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,161
−HK$741/mo
Today · 4.125%
HK$24,902
baseline
▲ 0.50% · 4.625%
HK$26,417
+HK$1,515/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,804/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,068
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,767
−HK$710/mo
Today · 4.125%
HK$27,477
baseline
▲ 0.50% · 4.625%
HK$28,925
+HK$1,448/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,954/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,235
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,020
−HK$797/mo
Today · 4.125%
HK$26,817
baseline
▲ 0.50% · 4.625%
HK$28,449
+HK$1,632/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,634/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,073
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,826
−HK$764/mo
Today · 4.125%
HK$29,590
baseline
▲ 0.50% · 4.625%
HK$31,150
+HK$1,560/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,180/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,037
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,878
−HK$855/mo
Today · 4.125%
HK$28,733
baseline
▲ 0.50% · 4.625%
HK$30,481
+HK$1,748/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,466/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,079
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,885
−HK$819/mo
Today · 4.125%
HK$31,704
baseline
▲ 0.50% · 4.625%
HK$33,375
+HK$1,671/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,408/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,840
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,737
−HK$911/mo
Today · 4.125%
HK$30,648
baseline
▲ 0.50% · 4.625%
HK$32,513
+HK$1,865/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,296/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,084
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,944
−HK$873/mo
Today · 4.125%
HK$33,817
baseline
▲ 0.50% · 4.625%
HK$35,600
+HK$1,783/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,634/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,642
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,595
−HK$969/mo
Today · 4.125%
HK$32,564
baseline
▲ 0.50% · 4.625%
HK$34,545
+HK$1,981/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,128/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,089
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,003
−HK$928/mo
Today · 4.125%
HK$35,931
baseline
▲ 0.50% · 4.625%
HK$37,825
+HK$1,894/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,862/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,445
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,454
−HK$1,025/mo
Today · 4.125%
HK$34,479
baseline
▲ 0.50% · 4.625%
HK$36,577
+HK$2,098/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,958/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,094
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,062
−HK$982/mo
Today · 4.125%
HK$38,044
baseline
▲ 0.50% · 4.625%
HK$40,050
+HK$2,006/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,088/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,143 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).