▼ 0.50% · 3.625%
HK$18,659
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,240
−HK$589/mo
Today · 4.125%
HK$19,829
baseline
▲ 0.50% · 4.625%
HK$21,036
+HK$1,207/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,658/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,758
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,315
−HK$565/mo
Today · 4.125%
HK$21,880
baseline
▲ 0.50% · 4.625%
HK$23,033
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,760/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,525
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,164
−HK$648/mo
Today · 4.125%
HK$21,812
baseline
▲ 0.50% · 4.625%
HK$23,139
+HK$1,327/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,624/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,834
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,446
−HK$622/mo
Today · 4.125%
HK$24,068
baseline
▲ 0.50% · 4.625%
HK$25,336
+HK$1,268/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,136/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,391
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,087
−HK$708/mo
Today · 4.125%
HK$23,795
baseline
▲ 0.50% · 4.625%
HK$25,243
+HK$1,448/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,590/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,910
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,578
−HK$678/mo
Today · 4.125%
HK$26,256
baseline
▲ 0.50% · 4.625%
HK$27,640
+HK$1,384/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,512/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,257
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,011
−HK$767/mo
Today · 4.125%
HK$25,778
baseline
▲ 0.50% · 4.625%
HK$27,347
+HK$1,569/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,556/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,986
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,709
−HK$735/mo
Today · 4.125%
HK$28,444
baseline
▲ 0.50% · 4.625%
HK$29,943
+HK$1,499/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,888/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,123
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,935
−HK$826/mo
Today · 4.125%
HK$27,761
baseline
▲ 0.50% · 4.625%
HK$29,450
+HK$1,689/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$55,522/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,061
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,841
−HK$790/mo
Today · 4.125%
HK$30,631
baseline
▲ 0.50% · 4.625%
HK$32,246
+HK$1,615/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$61,262/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,989
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,859
−HK$885/mo
Today · 4.125%
HK$29,744
baseline
▲ 0.50% · 4.625%
HK$31,554
+HK$1,810/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,488/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,137
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,972
−HK$847/mo
Today · 4.125%
HK$32,819
baseline
▲ 0.50% · 4.625%
HK$34,549
+HK$1,730/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,638/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,855
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,783
−HK$944/mo
Today · 4.125%
HK$31,727
baseline
▲ 0.50% · 4.625%
HK$33,657
+HK$1,930/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,454/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,213
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,104
−HK$903/mo
Today · 4.125%
HK$35,007
baseline
▲ 0.50% · 4.625%
HK$36,853
+HK$1,846/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,014/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,721
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,707
−HK$1,003/mo
Today · 4.125%
HK$33,710
baseline
▲ 0.50% · 4.625%
HK$35,761
+HK$2,051/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,420/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,289
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,235
−HK$960/mo
Today · 4.125%
HK$37,195
baseline
▲ 0.50% · 4.625%
HK$39,156
+HK$1,961/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,390/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,587
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,631
−HK$1,062/mo
Today · 4.125%
HK$35,693
baseline
▲ 0.50% · 4.625%
HK$37,864
+HK$2,171/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,386/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,365
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,367
−HK$1,016/mo
Today · 4.125%
HK$39,383
baseline
▲ 0.50% · 4.625%
HK$41,459
+HK$2,076/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,766/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,488 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).