▼ 0.50% · 3.625%
HK$22,126
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,814
−HK$699/mo
Today · 4.125%
HK$23,513
baseline
▲ 0.50% · 4.625%
HK$24,944
+HK$1,431/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,026/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,615
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,275
−HK$669/mo
Today · 4.125%
HK$25,944
baseline
▲ 0.50% · 4.625%
HK$27,312
+HK$1,368/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,888/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,338
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,095
−HK$769/mo
Today · 4.125%
HK$25,864
baseline
▲ 0.50% · 4.625%
HK$27,438
+HK$1,574/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,728/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,076
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,802
−HK$737/mo
Today · 4.125%
HK$28,539
baseline
▲ 0.50% · 4.625%
HK$30,043
+HK$1,504/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,078/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,551
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,377
−HK$839/mo
Today · 4.125%
HK$28,216
baseline
▲ 0.50% · 4.625%
HK$29,933
+HK$1,717/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,432/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,537
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,330
−HK$803/mo
Today · 4.125%
HK$31,133
baseline
▲ 0.50% · 4.625%
HK$32,774
+HK$1,641/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,266/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,763
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,658
−HK$909/mo
Today · 4.125%
HK$30,567
baseline
▲ 0.50% · 4.625%
HK$32,427
+HK$1,860/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,134/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,999
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,857
−HK$871/mo
Today · 4.125%
HK$33,728
baseline
▲ 0.50% · 4.625%
HK$35,506
+HK$1,778/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,456/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,976
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,939
−HK$979/mo
Today · 4.125%
HK$32,918
baseline
▲ 0.50% · 4.625%
HK$34,921
+HK$2,003/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,836/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,460
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,385
−HK$937/mo
Today · 4.125%
HK$36,322
baseline
▲ 0.50% · 4.625%
HK$38,237
+HK$1,915/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,644/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,188
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,221
−HK$1,049/mo
Today · 4.125%
HK$35,270
baseline
▲ 0.50% · 4.625%
HK$37,416
+HK$2,146/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,540/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,922
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,912
−HK$1,005/mo
Today · 4.125%
HK$38,917
baseline
▲ 0.50% · 4.625%
HK$40,968
+HK$2,051/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,834/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,401
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,502
−HK$1,119/mo
Today · 4.125%
HK$37,621
baseline
▲ 0.50% · 4.625%
HK$39,910
+HK$2,289/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,242/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,383
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,440
−HK$1,071/mo
Today · 4.125%
HK$41,511
baseline
▲ 0.50% · 4.625%
HK$43,699
+HK$2,188/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$83,022/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,614
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,784
−HK$1,188/mo
Today · 4.125%
HK$39,972
baseline
▲ 0.50% · 4.625%
HK$42,405
+HK$2,433/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,944/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,845
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,967
−HK$1,138/mo
Today · 4.125%
HK$44,105
baseline
▲ 0.50% · 4.625%
HK$46,430
+HK$2,325/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,210/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,826
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,065
−HK$1,259/mo
Today · 4.125%
HK$42,324
baseline
▲ 0.50% · 4.625%
HK$44,899
+HK$2,575/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,648/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,306
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,494
−HK$1,206/mo
Today · 4.125%
HK$46,700
baseline
▲ 0.50% · 4.625%
HK$49,162
+HK$2,462/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,400/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,314 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).