▼ 0.50% · 3.625%
HK$17,381
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,922
−HK$549/mo
Today · 4.125%
HK$18,471
baseline
▲ 0.50% · 4.625%
HK$19,595
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,942/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,336
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,855
−HK$526/mo
Today · 4.125%
HK$20,381
baseline
▲ 0.50% · 4.625%
HK$21,455
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,762/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,119
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,714
−HK$604/mo
Today · 4.125%
HK$20,318
baseline
▲ 0.50% · 4.625%
HK$21,554
+HK$1,236/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,636/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,270
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,840
−HK$579/mo
Today · 4.125%
HK$22,419
baseline
▲ 0.50% · 4.625%
HK$23,601
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,838/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,857
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,506
−HK$659/mo
Today · 4.125%
HK$22,165
baseline
▲ 0.50% · 4.625%
HK$23,514
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,330/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,203
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,826
−HK$631/mo
Today · 4.125%
HK$24,457
baseline
▲ 0.50% · 4.625%
HK$25,746
+HK$1,289/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,914/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,595
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,298
−HK$714/mo
Today · 4.125%
HK$24,012
baseline
▲ 0.50% · 4.625%
HK$25,473
+HK$1,461/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$48,024/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,137
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,811
−HK$684/mo
Today · 4.125%
HK$26,495
baseline
▲ 0.50% · 4.625%
HK$27,892
+HK$1,397/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$52,990/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,333
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,090
−HK$769/mo
Today · 4.125%
HK$25,859
baseline
▲ 0.50% · 4.625%
HK$27,433
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,718/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,071
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,797
−HK$736/mo
Today · 4.125%
HK$28,533
baseline
▲ 0.50% · 4.625%
HK$30,037
+HK$1,504/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,066/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,072
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,883
−HK$823/mo
Today · 4.125%
HK$27,706
baseline
▲ 0.50% · 4.625%
HK$29,392
+HK$1,686/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,412/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,004
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,782
−HK$789/mo
Today · 4.125%
HK$30,571
baseline
▲ 0.50% · 4.625%
HK$32,183
+HK$1,612/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,142/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,810
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,675
−HK$879/mo
Today · 4.125%
HK$29,554
baseline
▲ 0.50% · 4.625%
HK$31,352
+HK$1,798/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$59,108/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,938
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,768
−HK$841/mo
Today · 4.125%
HK$32,609
baseline
▲ 0.50% · 4.625%
HK$34,328
+HK$1,719/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$65,218/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,548
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,467
−HK$934/mo
Today · 4.125%
HK$31,401
baseline
▲ 0.50% · 4.625%
HK$33,311
+HK$1,910/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,802/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,872
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,753
−HK$895/mo
Today · 4.125%
HK$34,648
baseline
▲ 0.50% · 4.625%
HK$36,474
+HK$1,826/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,296/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,286
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,259
−HK$989/mo
Today · 4.125%
HK$33,248
baseline
▲ 0.50% · 4.625%
HK$35,271
+HK$2,023/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,496/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,805
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,739
−HK$947/mo
Today · 4.125%
HK$36,686
baseline
▲ 0.50% · 4.625%
HK$38,619
+HK$1,933/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,372/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,673 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).