▼ 0.50% · 3.625%
HK$15,491
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,973
−HK$490/mo
Today · 4.125%
HK$16,463
baseline
▲ 0.50% · 4.625%
HK$17,464
+HK$1,001/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,926/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,234
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,696
−HK$469/mo
Today · 4.125%
HK$18,165
baseline
▲ 0.50% · 4.625%
HK$19,122
+HK$957/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,330/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,040
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,570
−HK$539/mo
Today · 4.125%
HK$18,109
baseline
▲ 0.50% · 4.625%
HK$19,211
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,218/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,957
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,466
−HK$515/mo
Today · 4.125%
HK$19,981
baseline
▲ 0.50% · 4.625%
HK$21,035
+HK$1,054/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,962/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,590
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,168
−HK$587/mo
Today · 4.125%
HK$19,755
baseline
▲ 0.50% · 4.625%
HK$20,957
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,510/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,681
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,235
−HK$563/mo
Today · 4.125%
HK$21,798
baseline
▲ 0.50% · 4.625%
HK$22,947
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,596/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,139
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,765
−HK$637/mo
Today · 4.125%
HK$21,402
baseline
▲ 0.50% · 4.625%
HK$22,704
+HK$1,302/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,804/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,404
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,005
−HK$609/mo
Today · 4.125%
HK$23,614
baseline
▲ 0.50% · 4.625%
HK$24,859
+HK$1,245/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,228/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,688
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,362
−HK$686/mo
Today · 4.125%
HK$23,048
baseline
▲ 0.50% · 4.625%
HK$24,450
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,096/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,127
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,775
−HK$656/mo
Today · 4.125%
HK$25,431
baseline
▲ 0.50% · 4.625%
HK$26,771
+HK$1,340/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,862/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,237
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,960
−HK$734/mo
Today · 4.125%
HK$24,694
baseline
▲ 0.50% · 4.625%
HK$26,197
+HK$1,503/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,388/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,851
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,544
−HK$703/mo
Today · 4.125%
HK$27,247
baseline
▲ 0.50% · 4.625%
HK$28,684
+HK$1,437/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,494/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,786
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,557
−HK$783/mo
Today · 4.125%
HK$26,340
baseline
▲ 0.50% · 4.625%
HK$27,943
+HK$1,603/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$52,680/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,574
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,314
−HK$750/mo
Today · 4.125%
HK$29,064
baseline
▲ 0.50% · 4.625%
HK$30,596
+HK$1,532/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$58,128/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,335
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,154
−HK$833/mo
Today · 4.125%
HK$27,987
baseline
▲ 0.50% · 4.625%
HK$29,690
+HK$1,703/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$55,974/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,298
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,083
−HK$797/mo
Today · 4.125%
HK$30,880
baseline
▲ 0.50% · 4.625%
HK$32,508
+HK$1,628/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$61,760/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,884
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,752
−HK$881/mo
Today · 4.125%
HK$29,633
baseline
▲ 0.50% · 4.625%
HK$31,436
+HK$1,803/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,266/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,021
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,853
−HK$844/mo
Today · 4.125%
HK$32,697
baseline
▲ 0.50% · 4.625%
HK$34,420
+HK$1,723/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,394/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,810 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).