▼ 0.50% · 3.625%
HK$20,386
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,020
−HK$644/mo
Today · 4.125%
HK$21,664
baseline
▲ 0.50% · 4.625%
HK$22,982
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,328/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,679
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,287
−HK$617/mo
Today · 4.125%
HK$23,904
baseline
▲ 0.50% · 4.625%
HK$25,164
+HK$1,260/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,808/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,424
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,122
−HK$708/mo
Today · 4.125%
HK$23,830
baseline
▲ 0.50% · 4.625%
HK$25,280
+HK$1,450/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,660/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,947
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,616
−HK$679/mo
Today · 4.125%
HK$26,295
baseline
▲ 0.50% · 4.625%
HK$27,681
+HK$1,386/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,590/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,463
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,224
−HK$773/mo
Today · 4.125%
HK$25,997
baseline
▲ 0.50% · 4.625%
HK$27,579
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$51,994/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,215
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,944
−HK$741/mo
Today · 4.125%
HK$28,685
baseline
▲ 0.50% · 4.625%
HK$30,197
+HK$1,512/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$57,370/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,501
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,326
−HK$837/mo
Today · 4.125%
HK$28,163
baseline
▲ 0.50% · 4.625%
HK$29,877
+HK$1,714/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,326/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,482
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,273
−HK$802/mo
Today · 4.125%
HK$31,075
baseline
▲ 0.50% · 4.625%
HK$32,713
+HK$1,638/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,150/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,540
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,428
−HK$902/mo
Today · 4.125%
HK$30,330
baseline
▲ 0.50% · 4.625%
HK$32,175
+HK$1,845/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,660/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,750
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,602
−HK$864/mo
Today · 4.125%
HK$33,466
baseline
▲ 0.50% · 4.625%
HK$35,230
+HK$1,764/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,932/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,578
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,530
−HK$966/mo
Today · 4.125%
HK$32,496
baseline
▲ 0.50% · 4.625%
HK$34,473
+HK$1,977/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$64,992/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,018
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,931
−HK$925/mo
Today · 4.125%
HK$35,856
baseline
▲ 0.50% · 4.625%
HK$37,746
+HK$1,890/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,712/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,617
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,632
−HK$1,030/mo
Today · 4.125%
HK$34,662
baseline
▲ 0.50% · 4.625%
HK$36,772
+HK$2,110/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,324/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,286
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,259
−HK$988/mo
Today · 4.125%
HK$38,247
baseline
▲ 0.50% · 4.625%
HK$40,263
+HK$2,016/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,494/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,656
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,734
−HK$1,095/mo
Today · 4.125%
HK$36,829
baseline
▲ 0.50% · 4.625%
HK$39,070
+HK$2,241/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,658/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,554
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,588
−HK$1,049/mo
Today · 4.125%
HK$40,637
baseline
▲ 0.50% · 4.625%
HK$42,779
+HK$2,142/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,274/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,694
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,836
−HK$1,159/mo
Today · 4.125%
HK$38,995
baseline
▲ 0.50% · 4.625%
HK$41,368
+HK$2,373/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$77,990/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,822
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,917
−HK$1,110/mo
Today · 4.125%
HK$43,027
baseline
▲ 0.50% · 4.625%
HK$45,295
+HK$2,268/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$86,054/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,203 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).