▼ 0.50% · 3.625%
HK$19,587
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,197
−HK$619/mo
Today · 4.125%
HK$20,816
baseline
▲ 0.50% · 4.625%
HK$22,082
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,632/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,791
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,375
−HK$593/mo
Today · 4.125%
HK$22,968
baseline
▲ 0.50% · 4.625%
HK$24,179
+HK$1,211/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,936/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,546
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,216
−HK$681/mo
Today · 4.125%
HK$22,897
baseline
▲ 0.50% · 4.625%
HK$24,290
+HK$1,393/mo
Deposit HK$3.87M · loan HK$4.72M · min. income ≈ HK$45,794/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,970
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,613
−HK$652/mo
Today · 4.125%
HK$25,265
baseline
▲ 0.50% · 4.625%
HK$26,597
+HK$1,332/mo
Deposit HK$3.87M · loan HK$4.72M · min. income ≈ HK$50,530/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,505
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,236
−HK$743/mo
Today · 4.125%
HK$24,979
baseline
▲ 0.50% · 4.625%
HK$26,499
+HK$1,520/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$49,958/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,149
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,850
−HK$712/mo
Today · 4.125%
HK$27,562
baseline
▲ 0.50% · 4.625%
HK$29,014
+HK$1,452/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$55,124/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,464
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,256
−HK$804/mo
Today · 4.125%
HK$27,060
baseline
▲ 0.50% · 4.625%
HK$28,707
+HK$1,647/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,120/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,328
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,088
−HK$770/mo
Today · 4.125%
HK$29,858
baseline
▲ 0.50% · 4.625%
HK$31,432
+HK$1,574/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,716/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,422
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,275
−HK$867/mo
Today · 4.125%
HK$29,142
baseline
▲ 0.50% · 4.625%
HK$30,915
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,284/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,507
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,325
−HK$830/mo
Today · 4.125%
HK$32,155
baseline
▲ 0.50% · 4.625%
HK$33,850
+HK$1,695/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,310/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,381
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,295
−HK$928/mo
Today · 4.125%
HK$31,223
baseline
▲ 0.50% · 4.625%
HK$33,123
+HK$1,900/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,446/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,686
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,563
−HK$889/mo
Today · 4.125%
HK$34,452
baseline
▲ 0.50% · 4.625%
HK$36,268
+HK$1,816/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,904/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,340
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,315
−HK$990/mo
Today · 4.125%
HK$33,305
baseline
▲ 0.50% · 4.625%
HK$35,332
+HK$2,027/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,610/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,865
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,800
−HK$949/mo
Today · 4.125%
HK$36,749
baseline
▲ 0.50% · 4.625%
HK$38,686
+HK$1,937/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,498/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,298
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,334
−HK$1,053/mo
Today · 4.125%
HK$35,387
baseline
▲ 0.50% · 4.625%
HK$37,540
+HK$2,153/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,774/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,044
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,038
−HK$1,008/mo
Today · 4.125%
HK$39,046
baseline
▲ 0.50% · 4.625%
HK$41,104
+HK$2,058/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,092/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,257
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,354
−HK$1,114/mo
Today · 4.125%
HK$37,468
baseline
▲ 0.50% · 4.625%
HK$39,748
+HK$2,280/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,936/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,223
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,275
−HK$1,067/mo
Today · 4.125%
HK$41,342
baseline
▲ 0.50% · 4.625%
HK$43,522
+HK$2,180/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,684/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,700 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).