▼ 0.50% · 3.625%
HK$19,084
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,678
−HK$603/mo
Today · 4.125%
HK$20,281
baseline
▲ 0.50% · 4.625%
HK$21,515
+HK$1,234/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,562/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,231
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,801
−HK$577/mo
Today · 4.125%
HK$22,378
baseline
▲ 0.50% · 4.625%
HK$23,558
+HK$1,180/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,756/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,993
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,646
−HK$663/mo
Today · 4.125%
HK$22,309
baseline
▲ 0.50% · 4.625%
HK$23,667
+HK$1,358/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,618/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,354
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,981
−HK$635/mo
Today · 4.125%
HK$24,616
baseline
▲ 0.50% · 4.625%
HK$25,914
+HK$1,298/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,232/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,901
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,614
−HK$723/mo
Today · 4.125%
HK$24,337
baseline
▲ 0.50% · 4.625%
HK$25,818
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,674/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,477
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,161
−HK$693/mo
Today · 4.125%
HK$26,854
baseline
▲ 0.50% · 4.625%
HK$28,269
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,708/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,810
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,581
−HK$784/mo
Today · 4.125%
HK$26,365
baseline
▲ 0.50% · 4.625%
HK$27,970
+HK$1,605/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,730/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,600
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,341
−HK$751/mo
Today · 4.125%
HK$29,092
baseline
▲ 0.50% · 4.625%
HK$30,625
+HK$1,533/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,184/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,718
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,549
−HK$845/mo
Today · 4.125%
HK$28,394
baseline
▲ 0.50% · 4.625%
HK$30,121
+HK$1,727/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,788/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,724
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,521
−HK$808/mo
Today · 4.125%
HK$31,329
baseline
▲ 0.50% · 4.625%
HK$32,981
+HK$1,652/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,658/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,626
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,517
−HK$905/mo
Today · 4.125%
HK$30,422
baseline
▲ 0.50% · 4.625%
HK$32,273
+HK$1,851/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,844/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,847
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,701
−HK$866/mo
Today · 4.125%
HK$33,567
baseline
▲ 0.50% · 4.625%
HK$35,337
+HK$1,770/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,134/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,535
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,485
−HK$965/mo
Today · 4.125%
HK$32,450
baseline
▲ 0.50% · 4.625%
HK$34,424
+HK$1,974/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$64,900/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,970
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,881
−HK$924/mo
Today · 4.125%
HK$35,805
baseline
▲ 0.50% · 4.625%
HK$37,692
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$71,610/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,443
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,453
−HK$1,025/mo
Today · 4.125%
HK$34,478
baseline
▲ 0.50% · 4.625%
HK$36,576
+HK$2,098/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$68,956/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,093
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,061
−HK$982/mo
Today · 4.125%
HK$38,043
baseline
▲ 0.50% · 4.625%
HK$40,048
+HK$2,005/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$76,086/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,352
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,420
−HK$1,086/mo
Today · 4.125%
HK$36,506
baseline
▲ 0.50% · 4.625%
HK$38,727
+HK$2,221/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,012/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,216
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,241
−HK$1,040/mo
Today · 4.125%
HK$40,281
baseline
▲ 0.50% · 4.625%
HK$42,404
+HK$2,123/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,562/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,082 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).