▼ 0.50% · 3.625%
HK$19,214
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,812
−HK$607/mo
Today · 4.125%
HK$20,419
baseline
▲ 0.50% · 4.625%
HK$21,661
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,838/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,375
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,949
−HK$581/mo
Today · 4.125%
HK$22,530
baseline
▲ 0.50% · 4.625%
HK$23,718
+HK$1,188/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,060/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,135
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,793
−HK$668/mo
Today · 4.125%
HK$22,461
baseline
▲ 0.50% · 4.625%
HK$23,827
+HK$1,366/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,922/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,513
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,144
−HK$639/mo
Today · 4.125%
HK$24,783
baseline
▲ 0.50% · 4.625%
HK$26,090
+HK$1,307/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,566/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,057
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,774
−HK$729/mo
Today · 4.125%
HK$24,503
baseline
▲ 0.50% · 4.625%
HK$25,994
+HK$1,491/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,006/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,650
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,338
−HK$698/mo
Today · 4.125%
HK$27,036
baseline
▲ 0.50% · 4.625%
HK$28,461
+HK$1,425/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,072/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,978
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,755
−HK$790/mo
Today · 4.125%
HK$26,545
baseline
▲ 0.50% · 4.625%
HK$28,160
+HK$1,615/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,090/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,788
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,533
−HK$756/mo
Today · 4.125%
HK$29,289
baseline
▲ 0.50% · 4.625%
HK$30,833
+HK$1,544/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,578/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,900
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,736
−HK$850/mo
Today · 4.125%
HK$28,586
baseline
▲ 0.50% · 4.625%
HK$30,326
+HK$1,740/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,172/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,926
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,728
−HK$814/mo
Today · 4.125%
HK$31,542
baseline
▲ 0.50% · 4.625%
HK$33,205
+HK$1,663/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,084/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,821
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,718
−HK$910/mo
Today · 4.125%
HK$30,628
baseline
▲ 0.50% · 4.625%
HK$32,492
+HK$1,864/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,256/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,063
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,923
−HK$872/mo
Today · 4.125%
HK$33,795
baseline
▲ 0.50% · 4.625%
HK$35,577
+HK$1,782/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,590/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,742
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,699
−HK$971/mo
Today · 4.125%
HK$32,670
baseline
▲ 0.50% · 4.625%
HK$34,658
+HK$1,988/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$65,340/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,201
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,118
−HK$930/mo
Today · 4.125%
HK$36,048
baseline
▲ 0.50% · 4.625%
HK$37,949
+HK$1,901/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$72,096/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,664
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,680
−HK$1,032/mo
Today · 4.125%
HK$34,712
baseline
▲ 0.50% · 4.625%
HK$36,824
+HK$2,112/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,424/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,338
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,313
−HK$988/mo
Today · 4.125%
HK$38,301
baseline
▲ 0.50% · 4.625%
HK$40,320
+HK$2,019/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,602/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,585
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,661
−HK$1,093/mo
Today · 4.125%
HK$36,754
baseline
▲ 0.50% · 4.625%
HK$38,990
+HK$2,236/mo
Deposit HK$843K · loan HK$7.58M · min. income ≈ HK$73,508/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,476
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,508
−HK$1,046/mo
Today · 4.125%
HK$40,554
baseline
▲ 0.50% · 4.625%
HK$42,692
+HK$2,138/mo
Deposit HK$843K · loan HK$7.58M · min. income ≈ HK$81,108/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,788 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).