▼ 0.50% · 3.625%
HK$20,072
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,696
−HK$634/mo
Today · 4.125%
HK$21,330
baseline
▲ 0.50% · 4.625%
HK$22,628
+HK$1,298/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,660/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,329
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,928
−HK$608/mo
Today · 4.125%
HK$23,536
baseline
▲ 0.50% · 4.625%
HK$24,776
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,072/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,079
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,765
−HK$698/mo
Today · 4.125%
HK$23,463
baseline
▲ 0.50% · 4.625%
HK$24,891
+HK$1,428/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,926/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,562
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,221
−HK$668/mo
Today · 4.125%
HK$25,889
baseline
▲ 0.50% · 4.625%
HK$27,254
+HK$1,365/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,778/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,086
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,835
−HK$761/mo
Today · 4.125%
HK$25,596
baseline
▲ 0.50% · 4.625%
HK$27,154
+HK$1,558/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,192/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,795
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,514
−HK$729/mo
Today · 4.125%
HK$28,243
baseline
▲ 0.50% · 4.625%
HK$29,732
+HK$1,489/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,486/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,093
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,905
−HK$824/mo
Today · 4.125%
HK$27,729
baseline
▲ 0.50% · 4.625%
HK$29,417
+HK$1,688/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,458/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,028
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,807
−HK$790/mo
Today · 4.125%
HK$30,597
baseline
▲ 0.50% · 4.625%
HK$32,209
+HK$1,612/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,194/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,100
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,974
−HK$888/mo
Today · 4.125%
HK$29,862
baseline
▲ 0.50% · 4.625%
HK$31,679
+HK$1,817/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,724/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,261
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,100
−HK$850/mo
Today · 4.125%
HK$32,950
baseline
▲ 0.50% · 4.625%
HK$34,687
+HK$1,737/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,900/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,107
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,044
−HK$951/mo
Today · 4.125%
HK$31,995
baseline
▲ 0.50% · 4.625%
HK$33,942
+HK$1,947/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,990/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,494
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,392
−HK$912/mo
Today · 4.125%
HK$35,304
baseline
▲ 0.50% · 4.625%
HK$37,165
+HK$1,861/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,608/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,114
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,113
−HK$1,015/mo
Today · 4.125%
HK$34,128
baseline
▲ 0.50% · 4.625%
HK$36,205
+HK$2,077/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,256/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,727
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,685
−HK$972/mo
Today · 4.125%
HK$37,657
baseline
▲ 0.50% · 4.625%
HK$39,642
+HK$1,985/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,314/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,122
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,183
−HK$1,078/mo
Today · 4.125%
HK$36,261
baseline
▲ 0.50% · 4.625%
HK$38,468
+HK$2,207/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,522/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,960
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,978
−HK$1,033/mo
Today · 4.125%
HK$40,011
baseline
▲ 0.50% · 4.625%
HK$42,120
+HK$2,109/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$80,022/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,129
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,253
−HK$1,141/mo
Today · 4.125%
HK$38,394
baseline
▲ 0.50% · 4.625%
HK$40,731
+HK$2,337/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,788/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,193
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,271
−HK$1,093/mo
Today · 4.125%
HK$42,364
baseline
▲ 0.50% · 4.625%
HK$44,597
+HK$2,233/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,728/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,070 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).