▼ 0.50% · 3.625%
HK$15,445
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,925
−HK$488/mo
Today · 4.125%
HK$16,413
baseline
▲ 0.50% · 4.625%
HK$17,412
+HK$999/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,826/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,182
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,643
−HK$467/mo
Today · 4.125%
HK$18,110
baseline
▲ 0.50% · 4.625%
HK$19,065
+HK$955/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,220/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,989
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,518
−HK$536/mo
Today · 4.125%
HK$18,054
baseline
▲ 0.50% · 4.625%
HK$19,153
+HK$1,099/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$36,108/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,900
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,407
−HK$514/mo
Today · 4.125%
HK$19,921
baseline
▲ 0.50% · 4.625%
HK$20,971
+HK$1,050/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$39,842/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,534
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,110
−HK$586/mo
Today · 4.125%
HK$19,696
baseline
▲ 0.50% · 4.625%
HK$20,894
+HK$1,198/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$39,392/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,618
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,171
−HK$561/mo
Today · 4.125%
HK$21,732
baseline
▲ 0.50% · 4.625%
HK$22,878
+HK$1,146/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$43,464/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,078
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,703
−HK$634/mo
Today · 4.125%
HK$21,337
baseline
▲ 0.50% · 4.625%
HK$22,635
+HK$1,298/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$42,674/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,337
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,936
−HK$607/mo
Today · 4.125%
HK$23,543
baseline
▲ 0.50% · 4.625%
HK$24,784
+HK$1,241/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$47,086/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,622
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,295
−HK$683/mo
Today · 4.125%
HK$22,978
baseline
▲ 0.50% · 4.625%
HK$24,377
+HK$1,399/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,956/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,055
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,700
−HK$654/mo
Today · 4.125%
HK$25,354
baseline
▲ 0.50% · 4.625%
HK$26,691
+HK$1,337/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,708/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,167
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,888
−HK$732/mo
Today · 4.125%
HK$24,620
baseline
▲ 0.50% · 4.625%
HK$26,118
+HK$1,498/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$49,240/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,773
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,464
−HK$701/mo
Today · 4.125%
HK$27,165
baseline
▲ 0.50% · 4.625%
HK$28,597
+HK$1,432/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$54,330/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,711
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,480
−HK$781/mo
Today · 4.125%
HK$26,261
baseline
▲ 0.50% · 4.625%
HK$27,859
+HK$1,598/mo
Deposit HK$1.35M · loan HK$5.42M · min. income ≈ HK$52,522/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,491
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,228
−HK$748/mo
Today · 4.125%
HK$28,976
baseline
▲ 0.50% · 4.625%
HK$30,504
+HK$1,528/mo
Deposit HK$1.35M · loan HK$5.42M · min. income ≈ HK$57,952/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,256
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,073
−HK$829/mo
Today · 4.125%
HK$27,902
baseline
▲ 0.50% · 4.625%
HK$29,600
+HK$1,698/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$55,804/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,209
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,993
−HK$794/mo
Today · 4.125%
HK$30,787
baseline
▲ 0.50% · 4.625%
HK$32,410
+HK$1,623/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$61,574/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,800
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,665
−HK$879/mo
Today · 4.125%
HK$29,544
baseline
▲ 0.50% · 4.625%
HK$31,341
+HK$1,797/mo
Deposit HK$677K · loan HK$6.10M · min. income ≈ HK$59,088/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,928
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,757
−HK$841/mo
Today · 4.125%
HK$32,598
baseline
▲ 0.50% · 4.625%
HK$34,317
+HK$1,719/mo
Deposit HK$677K · loan HK$6.10M · min. income ≈ HK$65,196/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,196 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).