▼ 0.50% · 3.625%
HK$20,145
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,771
−HK$637/mo
Today · 4.125%
HK$21,408
baseline
▲ 0.50% · 4.625%
HK$22,711
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,816/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,411
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,012
−HK$610/mo
Today · 4.125%
HK$23,622
baseline
▲ 0.50% · 4.625%
HK$24,867
+HK$1,245/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,244/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,159
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,849
−HK$700/mo
Today · 4.125%
HK$23,549
baseline
▲ 0.50% · 4.625%
HK$24,982
+HK$1,433/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,098/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,652
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,313
−HK$671/mo
Today · 4.125%
HK$25,984
baseline
▲ 0.50% · 4.625%
HK$27,353
+HK$1,369/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$51,968/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,174
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,926
−HK$764/mo
Today · 4.125%
HK$25,690
baseline
▲ 0.50% · 4.625%
HK$27,253
+HK$1,563/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,380/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,893
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,614
−HK$732/mo
Today · 4.125%
HK$28,346
baseline
▲ 0.50% · 4.625%
HK$29,840
+HK$1,494/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,692/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,188
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,003
−HK$827/mo
Today · 4.125%
HK$27,830
baseline
▲ 0.50% · 4.625%
HK$29,524
+HK$1,694/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,660/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,134
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,916
−HK$792/mo
Today · 4.125%
HK$30,708
baseline
▲ 0.50% · 4.625%
HK$32,327
+HK$1,619/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,416/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,203
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,080
−HK$891/mo
Today · 4.125%
HK$29,971
baseline
▲ 0.50% · 4.625%
HK$31,795
+HK$1,824/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,942/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,375
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,217
−HK$853/mo
Today · 4.125%
HK$33,070
baseline
▲ 0.50% · 4.625%
HK$34,814
+HK$1,744/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,140/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,217
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,157
−HK$955/mo
Today · 4.125%
HK$32,112
baseline
▲ 0.50% · 4.625%
HK$34,066
+HK$1,954/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,224/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,616
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,518
−HK$915/mo
Today · 4.125%
HK$35,433
baseline
▲ 0.50% · 4.625%
HK$37,300
+HK$1,867/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,866/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,232
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,234
−HK$1,019/mo
Today · 4.125%
HK$34,253
baseline
▲ 0.50% · 4.625%
HK$36,337
+HK$2,084/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,506/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,857
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,819
−HK$976/mo
Today · 4.125%
HK$37,795
baseline
▲ 0.50% · 4.625%
HK$39,787
+HK$1,992/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,590/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,246
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,311
−HK$1,083/mo
Today · 4.125%
HK$36,394
baseline
▲ 0.50% · 4.625%
HK$38,608
+HK$2,214/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$72,788/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,099
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,120
−HK$1,037/mo
Today · 4.125%
HK$40,157
baseline
▲ 0.50% · 4.625%
HK$42,274
+HK$2,117/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$80,314/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,261
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,389
−HK$1,146/mo
Today · 4.125%
HK$38,535
baseline
▲ 0.50% · 4.625%
HK$40,879
+HK$2,344/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$77,070/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,340
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,421
−HK$1,098/mo
Today · 4.125%
HK$42,519
baseline
▲ 0.50% · 4.625%
HK$44,760
+HK$2,241/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$85,038/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,034 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).