▼ 0.50% · 3.625%
HK$18,091
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,654
−HK$572/mo
Today · 4.125%
HK$19,226
baseline
▲ 0.50% · 4.625%
HK$20,396
+HK$1,170/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,452/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,126
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,666
−HK$548/mo
Today · 4.125%
HK$21,214
baseline
▲ 0.50% · 4.625%
HK$22,332
+HK$1,118/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,428/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,900
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,519
−HK$629/mo
Today · 4.125%
HK$21,148
baseline
▲ 0.50% · 4.625%
HK$22,435
+HK$1,287/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,296/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,139
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,733
−HK$602/mo
Today · 4.125%
HK$23,335
baseline
▲ 0.50% · 4.625%
HK$24,565
+HK$1,230/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,670/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,710
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,385
−HK$686/mo
Today · 4.125%
HK$23,071
baseline
▲ 0.50% · 4.625%
HK$24,475
+HK$1,404/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,142/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,152
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,799
−HK$658/mo
Today · 4.125%
HK$25,457
baseline
▲ 0.50% · 4.625%
HK$26,798
+HK$1,341/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,914/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,519
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,250
−HK$744/mo
Today · 4.125%
HK$24,994
baseline
▲ 0.50% · 4.625%
HK$26,514
+HK$1,520/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$49,988/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,164
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,866
−HK$712/mo
Today · 4.125%
HK$27,578
baseline
▲ 0.50% · 4.625%
HK$29,032
+HK$1,454/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$55,156/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,328
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,116
−HK$800/mo
Today · 4.125%
HK$26,916
baseline
▲ 0.50% · 4.625%
HK$28,554
+HK$1,638/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,832/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,177
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,933
−HK$766/mo
Today · 4.125%
HK$29,699
baseline
▲ 0.50% · 4.625%
HK$31,265
+HK$1,566/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,398/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,137
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,981
−HK$858/mo
Today · 4.125%
HK$28,839
baseline
▲ 0.50% · 4.625%
HK$30,593
+HK$1,754/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$57,678/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,190
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,999
−HK$822/mo
Today · 4.125%
HK$31,821
baseline
▲ 0.50% · 4.625%
HK$33,498
+HK$1,677/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$63,642/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,946
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,847
−HK$914/mo
Today · 4.125%
HK$30,761
baseline
▲ 0.50% · 4.625%
HK$32,633
+HK$1,872/mo
Deposit HK$1.59M · loan HK$6.35M · min. income ≈ HK$61,522/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,202
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,066
−HK$876/mo
Today · 4.125%
HK$33,942
baseline
▲ 0.50% · 4.625%
HK$35,731
+HK$1,789/mo
Deposit HK$1.59M · loan HK$6.35M · min. income ≈ HK$67,884/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,755
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,712
−HK$972/mo
Today · 4.125%
HK$32,684
baseline
▲ 0.50% · 4.625%
HK$34,673
+HK$1,989/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$65,368/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,215
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,133
−HK$930/mo
Today · 4.125%
HK$36,063
baseline
▲ 0.50% · 4.625%
HK$37,964
+HK$1,901/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$72,126/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,564
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,577
−HK$1,029/mo
Today · 4.125%
HK$34,606
baseline
▲ 0.50% · 4.625%
HK$36,712
+HK$2,106/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$69,212/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,228
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,199
−HK$986/mo
Today · 4.125%
HK$38,185
baseline
▲ 0.50% · 4.625%
HK$40,198
+HK$2,013/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$76,370/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).