▼ 0.50% · 3.625%
HK$20,289
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,920
−HK$641/mo
Today · 4.125%
HK$21,561
baseline
▲ 0.50% · 4.625%
HK$22,873
+HK$1,312/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,122/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,571
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,177
−HK$614/mo
Today · 4.125%
HK$23,791
baseline
▲ 0.50% · 4.625%
HK$25,045
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,582/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,318
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,012
−HK$705/mo
Today · 4.125%
HK$23,717
baseline
▲ 0.50% · 4.625%
HK$25,161
+HK$1,444/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,434/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,828
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,494
−HK$676/mo
Today · 4.125%
HK$26,170
baseline
▲ 0.50% · 4.625%
HK$27,549
+HK$1,379/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,340/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,347
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,104
−HK$770/mo
Today · 4.125%
HK$25,874
baseline
▲ 0.50% · 4.625%
HK$27,448
+HK$1,574/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,748/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,086
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,812
−HK$737/mo
Today · 4.125%
HK$28,549
baseline
▲ 0.50% · 4.625%
HK$30,054
+HK$1,505/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,098/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,376
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,196
−HK$834/mo
Today · 4.125%
HK$28,030
baseline
▲ 0.50% · 4.625%
HK$29,735
+HK$1,705/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,060/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,343
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,130
−HK$798/mo
Today · 4.125%
HK$30,928
baseline
▲ 0.50% · 4.625%
HK$32,558
+HK$1,630/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,856/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,405
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,288
−HK$898/mo
Today · 4.125%
HK$30,186
baseline
▲ 0.50% · 4.625%
HK$32,023
+HK$1,837/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,372/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,600
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,447
−HK$860/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,063
+HK$1,756/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,434
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,380
−HK$962/mo
Today · 4.125%
HK$32,342
baseline
▲ 0.50% · 4.625%
HK$34,310
+HK$1,968/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,684/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,857
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,765
−HK$921/mo
Today · 4.125%
HK$35,686
baseline
▲ 0.50% · 4.625%
HK$37,567
+HK$1,881/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,372/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,462
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,472
−HK$1,026/mo
Today · 4.125%
HK$34,498
baseline
▲ 0.50% · 4.625%
HK$36,597
+HK$2,099/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$68,996/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,114
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,083
−HK$982/mo
Today · 4.125%
HK$38,065
baseline
▲ 0.50% · 4.625%
HK$40,072
+HK$2,007/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,130/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,491
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,564
−HK$1,090/mo
Today · 4.125%
HK$36,654
baseline
▲ 0.50% · 4.625%
HK$38,885
+HK$2,231/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,308/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,371
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,400
−HK$1,044/mo
Today · 4.125%
HK$40,444
baseline
▲ 0.50% · 4.625%
HK$42,576
+HK$2,132/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,888/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,520
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,656
−HK$1,154/mo
Today · 4.125%
HK$38,810
baseline
▲ 0.50% · 4.625%
HK$41,172
+HK$2,362/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,620/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,628
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,718
−HK$1,105/mo
Today · 4.125%
HK$42,823
baseline
▲ 0.50% · 4.625%
HK$45,081
+HK$2,258/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,646/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,931 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).