▼ 0.50% · 3.625%
HK$18,942
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,532
−HK$598/mo
Today · 4.125%
HK$20,130
baseline
▲ 0.50% · 4.625%
HK$21,355
+HK$1,225/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,260/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,073
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,638
−HK$574/mo
Today · 4.125%
HK$22,212
baseline
▲ 0.50% · 4.625%
HK$23,383
+HK$1,171/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,424/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,837
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,485
−HK$658/mo
Today · 4.125%
HK$22,143
baseline
▲ 0.50% · 4.625%
HK$23,491
+HK$1,348/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,286/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,181
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,802
−HK$631/mo
Today · 4.125%
HK$24,433
baseline
▲ 0.50% · 4.625%
HK$25,721
+HK$1,288/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,866/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,731
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,438
−HK$718/mo
Today · 4.125%
HK$24,156
baseline
▲ 0.50% · 4.625%
HK$25,626
+HK$1,470/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,312/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,288
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,966
−HK$688/mo
Today · 4.125%
HK$26,654
baseline
▲ 0.50% · 4.625%
HK$28,059
+HK$1,405/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,308/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,625
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,391
−HK$778/mo
Today · 4.125%
HK$26,169
baseline
▲ 0.50% · 4.625%
HK$27,762
+HK$1,593/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,338/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,395
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,130
−HK$745/mo
Today · 4.125%
HK$28,875
baseline
▲ 0.50% · 4.625%
HK$30,397
+HK$1,522/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,750/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,519
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,344
−HK$838/mo
Today · 4.125%
HK$28,182
baseline
▲ 0.50% · 4.625%
HK$29,897
+HK$1,715/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,364/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,503
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,294
−HK$802/mo
Today · 4.125%
HK$31,096
baseline
▲ 0.50% · 4.625%
HK$32,736
+HK$1,640/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,192/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,414
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,297
−HK$898/mo
Today · 4.125%
HK$30,195
baseline
▲ 0.50% · 4.625%
HK$32,033
+HK$1,838/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,390/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,610
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,458
−HK$860/mo
Today · 4.125%
HK$33,318
baseline
▲ 0.50% · 4.625%
HK$35,074
+HK$1,756/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,636/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,308
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,251
−HK$957/mo
Today · 4.125%
HK$32,208
baseline
▲ 0.50% · 4.625%
HK$34,168
+HK$1,960/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,416/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,717
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,621
−HK$918/mo
Today · 4.125%
HK$35,539
baseline
▲ 0.50% · 4.625%
HK$37,412
+HK$1,873/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,078/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,202
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,204
−HK$1,017/mo
Today · 4.125%
HK$34,221
baseline
▲ 0.50% · 4.625%
HK$36,304
+HK$2,083/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,442/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,824
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,785
−HK$975/mo
Today · 4.125%
HK$37,760
baseline
▲ 0.50% · 4.625%
HK$39,750
+HK$1,990/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,520/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,096
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,157
−HK$1,077/mo
Today · 4.125%
HK$36,234
baseline
▲ 0.50% · 4.625%
HK$38,439
+HK$2,205/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,468/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,932
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,949
−HK$1,032/mo
Today · 4.125%
HK$39,981
baseline
▲ 0.50% · 4.625%
HK$42,089
+HK$2,108/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$79,962/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,214 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).