▼ 0.50% · 3.625%
HK$20,200
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,829
−HK$638/mo
Today · 4.125%
HK$21,467
baseline
▲ 0.50% · 4.625%
HK$22,773
+HK$1,306/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,934/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,473
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,075
−HK$612/mo
Today · 4.125%
HK$23,687
baseline
▲ 0.50% · 4.625%
HK$24,935
+HK$1,248/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,374/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,220
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,911
−HK$703/mo
Today · 4.125%
HK$23,614
baseline
▲ 0.50% · 4.625%
HK$25,051
+HK$1,437/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,228/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,383
−HK$672/mo
Today · 4.125%
HK$26,055
baseline
▲ 0.50% · 4.625%
HK$27,429
+HK$1,374/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,110/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,240
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$766/mo
Today · 4.125%
HK$25,760
baseline
▲ 0.50% · 4.625%
HK$27,328
+HK$1,568/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$51,520/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,967
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,690
−HK$734/mo
Today · 4.125%
HK$28,424
baseline
▲ 0.50% · 4.625%
HK$29,922
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$56,848/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,260
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,077
−HK$830/mo
Today · 4.125%
HK$27,907
baseline
▲ 0.50% · 4.625%
HK$29,605
+HK$1,698/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,814/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,214
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$29,998
−HK$795/mo
Today · 4.125%
HK$30,793
baseline
▲ 0.50% · 4.625%
HK$32,416
+HK$1,623/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,586/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,280
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,160
−HK$894/mo
Today · 4.125%
HK$30,054
baseline
▲ 0.50% · 4.625%
HK$31,882
+HK$1,828/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,108/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,462
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,305
−HK$856/mo
Today · 4.125%
HK$33,161
baseline
▲ 0.50% · 4.625%
HK$34,909
+HK$1,748/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,322/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,300
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,243
−HK$957/mo
Today · 4.125%
HK$32,200
baseline
▲ 0.50% · 4.625%
HK$34,160
+HK$1,960/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,400/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,709
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,613
−HK$917/mo
Today · 4.125%
HK$35,530
baseline
▲ 0.50% · 4.625%
HK$37,403
+HK$1,873/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,060/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,320
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,326
−HK$1,021/mo
Today · 4.125%
HK$34,347
baseline
▲ 0.50% · 4.625%
HK$36,437
+HK$2,090/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,694/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,956
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,920
−HK$979/mo
Today · 4.125%
HK$37,899
baseline
▲ 0.50% · 4.625%
HK$39,896
+HK$1,997/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,798/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,340
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,409
−HK$1,085/mo
Today · 4.125%
HK$36,494
baseline
▲ 0.50% · 4.625%
HK$38,714
+HK$2,220/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$72,988/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,203
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,228
−HK$1,039/mo
Today · 4.125%
HK$40,267
baseline
▲ 0.50% · 4.625%
HK$42,390
+HK$2,123/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,534/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,360
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,491
−HK$1,150/mo
Today · 4.125%
HK$38,641
baseline
▲ 0.50% · 4.625%
HK$40,992
+HK$2,351/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$77,282/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,451
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,535
−HK$1,101/mo
Today · 4.125%
HK$42,636
baseline
▲ 0.50% · 4.625%
HK$44,883
+HK$2,247/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$85,272/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,763 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).