▼ 0.50% · 3.625%
HK$19,698
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,310
−HK$623/mo
Today · 4.125%
HK$20,933
baseline
▲ 0.50% · 4.625%
HK$22,207
+HK$1,274/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,866/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,914
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,501
−HK$596/mo
Today · 4.125%
HK$23,097
baseline
▲ 0.50% · 4.625%
HK$24,315
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,194/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,667
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,341
−HK$685/mo
Today · 4.125%
HK$23,026
baseline
▲ 0.50% · 4.625%
HK$24,427
+HK$1,401/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,052/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,105
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,751
−HK$656/mo
Today · 4.125%
HK$25,407
baseline
▲ 0.50% · 4.625%
HK$26,746
+HK$1,339/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,814/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,637
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,373
−HK$747/mo
Today · 4.125%
HK$25,120
baseline
▲ 0.50% · 4.625%
HK$26,648
+HK$1,528/mo
Deposit HK$3.46M · loan HK$5.18M · min. income ≈ HK$50,240/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,296
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,001
−HK$716/mo
Today · 4.125%
HK$27,717
baseline
▲ 0.50% · 4.625%
HK$29,178
+HK$1,461/mo
Deposit HK$3.46M · loan HK$5.18M · min. income ≈ HK$55,434/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,607
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,404
−HK$809/mo
Today · 4.125%
HK$27,213
baseline
▲ 0.50% · 4.625%
HK$28,869
+HK$1,656/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,426/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,488
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,252
−HK$775/mo
Today · 4.125%
HK$30,027
baseline
▲ 0.50% · 4.625%
HK$31,609
+HK$1,582/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,054/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,577
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,435
−HK$871/mo
Today · 4.125%
HK$29,306
baseline
▲ 0.50% · 4.625%
HK$31,089
+HK$1,783/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,612/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,679
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,502
−HK$834/mo
Today · 4.125%
HK$32,336
baseline
▲ 0.50% · 4.625%
HK$34,041
+HK$1,705/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,672/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,547
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,466
−HK$933/mo
Today · 4.125%
HK$31,399
baseline
▲ 0.50% · 4.625%
HK$33,310
+HK$1,911/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,798/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,870
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,752
−HK$894/mo
Today · 4.125%
HK$34,646
baseline
▲ 0.50% · 4.625%
HK$36,472
+HK$1,826/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,292/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,516
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,497
−HK$996/mo
Today · 4.125%
HK$33,493
baseline
▲ 0.50% · 4.625%
HK$35,531
+HK$2,038/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,986/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,062
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,002
−HK$954/mo
Today · 4.125%
HK$36,956
baseline
▲ 0.50% · 4.625%
HK$38,904
+HK$1,948/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,912/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,486
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,528
−HK$1,058/mo
Today · 4.125%
HK$35,586
baseline
▲ 0.50% · 4.625%
HK$37,751
+HK$2,165/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,172/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,253
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,252
−HK$1,014/mo
Today · 4.125%
HK$39,266
baseline
▲ 0.50% · 4.625%
HK$41,335
+HK$2,069/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,532/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,456
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,559
−HK$1,120/mo
Today · 4.125%
HK$37,679
baseline
▲ 0.50% · 4.625%
HK$39,972
+HK$2,293/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$75,358/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,444
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,502
−HK$1,073/mo
Today · 4.125%
HK$41,575
baseline
▲ 0.50% · 4.625%
HK$43,767
+HK$2,192/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$83,150/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,152 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).