▼ 0.50% · 3.625%
HK$19,819
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,436
−HK$626/mo
Today · 4.125%
HK$21,062
baseline
▲ 0.50% · 4.625%
HK$22,343
+HK$1,281/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,124/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,049
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,640
−HK$600/mo
Today · 4.125%
HK$23,240
baseline
▲ 0.50% · 4.625%
HK$24,465
+HK$1,225/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,480/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,801
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,479
−HK$689/mo
Today · 4.125%
HK$23,168
baseline
▲ 0.50% · 4.625%
HK$24,578
+HK$1,410/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,336/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,253
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,904
−HK$660/mo
Today · 4.125%
HK$25,564
baseline
▲ 0.50% · 4.625%
HK$26,911
+HK$1,347/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,128/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,783
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,523
−HK$751/mo
Today · 4.125%
HK$25,274
baseline
▲ 0.50% · 4.625%
HK$26,812
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$50,548/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,458
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,168
−HK$720/mo
Today · 4.125%
HK$27,888
baseline
▲ 0.50% · 4.625%
HK$29,358
+HK$1,470/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$55,776/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,765
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,566
−HK$814/mo
Today · 4.125%
HK$27,380
baseline
▲ 0.50% · 4.625%
HK$29,047
+HK$1,667/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,760/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,663
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,432
−HK$780/mo
Today · 4.125%
HK$30,212
baseline
▲ 0.50% · 4.625%
HK$31,804
+HK$1,592/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,424/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,747
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,610
−HK$877/mo
Today · 4.125%
HK$29,487
baseline
▲ 0.50% · 4.625%
HK$31,281
+HK$1,794/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,974/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,868
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,696
−HK$840/mo
Today · 4.125%
HK$32,536
baseline
▲ 0.50% · 4.625%
HK$34,251
+HK$1,715/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,072/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,729
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,653
−HK$940/mo
Today · 4.125%
HK$31,593
baseline
▲ 0.50% · 4.625%
HK$33,515
+HK$1,922/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,186/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,073
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,960
−HK$900/mo
Today · 4.125%
HK$34,860
baseline
▲ 0.50% · 4.625%
HK$36,697
+HK$1,837/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,720/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,711
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,697
−HK$1,002/mo
Today · 4.125%
HK$33,699
baseline
▲ 0.50% · 4.625%
HK$35,750
+HK$2,051/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,398/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,278
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,224
−HK$960/mo
Today · 4.125%
HK$37,184
baseline
▲ 0.50% · 4.625%
HK$39,144
+HK$1,960/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,368/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,692
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,740
−HK$1,065/mo
Today · 4.125%
HK$35,805
baseline
▲ 0.50% · 4.625%
HK$37,984
+HK$2,179/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,610/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,483
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,488
−HK$1,020/mo
Today · 4.125%
HK$39,508
baseline
▲ 0.50% · 4.625%
HK$41,590
+HK$2,082/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,016/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,674
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,784
−HK$1,127/mo
Today · 4.125%
HK$37,911
baseline
▲ 0.50% · 4.625%
HK$40,218
+HK$2,307/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,822/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,687
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,752
−HK$1,080/mo
Today · 4.125%
HK$41,832
baseline
▲ 0.50% · 4.625%
HK$44,037
+HK$2,205/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,664/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,749 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).