▼ 0.50% · 3.625%
HK$15,776
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,267
−HK$499/mo
Today · 4.125%
HK$16,766
baseline
▲ 0.50% · 4.625%
HK$17,786
+HK$1,020/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,532/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,551
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,022
−HK$477/mo
Today · 4.125%
HK$18,499
baseline
▲ 0.50% · 4.625%
HK$19,474
+HK$975/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$36,998/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,354
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,894
−HK$548/mo
Today · 4.125%
HK$18,442
baseline
▲ 0.50% · 4.625%
HK$19,565
+HK$1,123/mo
Deposit HK$3.11M · loan HK$3.81M · min. income ≈ HK$36,884/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,306
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,824
−HK$525/mo
Today · 4.125%
HK$20,349
baseline
▲ 0.50% · 4.625%
HK$21,422
+HK$1,073/mo
Deposit HK$3.11M · loan HK$3.81M · min. income ≈ HK$40,698/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,932
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,521
−HK$598/mo
Today · 4.125%
HK$20,119
baseline
▲ 0.50% · 4.625%
HK$21,343
+HK$1,224/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,238/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,061
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,626
−HK$573/mo
Today · 4.125%
HK$22,199
baseline
▲ 0.50% · 4.625%
HK$23,369
+HK$1,170/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,398/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,509
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,147
−HK$648/mo
Today · 4.125%
HK$21,795
baseline
▲ 0.50% · 4.625%
HK$23,122
+HK$1,327/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,590/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,816
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,428
−HK$621/mo
Today · 4.125%
HK$24,049
baseline
▲ 0.50% · 4.625%
HK$25,317
+HK$1,268/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,098/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,087
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,774
−HK$698/mo
Today · 4.125%
HK$23,472
baseline
▲ 0.50% · 4.625%
HK$24,900
+HK$1,428/mo
Deposit HK$2.08M · loan HK$4.84M · min. income ≈ HK$46,944/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,572
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,231
−HK$668/mo
Today · 4.125%
HK$25,899
baseline
▲ 0.50% · 4.625%
HK$27,264
+HK$1,365/mo
Deposit HK$2.08M · loan HK$4.84M · min. income ≈ HK$51,798/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,665
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,401
−HK$748/mo
Today · 4.125%
HK$25,149
baseline
▲ 0.50% · 4.625%
HK$26,679
+HK$1,530/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,298/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,327
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,033
−HK$716/mo
Today · 4.125%
HK$27,749
baseline
▲ 0.50% · 4.625%
HK$29,212
+HK$1,463/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,498/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,242
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,027
−HK$798/mo
Today · 4.125%
HK$26,825
baseline
▲ 0.50% · 4.625%
HK$28,457
+HK$1,632/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$53,650/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,082
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,835
−HK$764/mo
Today · 4.125%
HK$29,599
baseline
▲ 0.50% · 4.625%
HK$31,159
+HK$1,560/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$59,198/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,820
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,654
−HK$848/mo
Today · 4.125%
HK$28,502
baseline
▲ 0.50% · 4.625%
HK$30,236
+HK$1,734/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$57,004/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,837
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,637
−HK$812/mo
Today · 4.125%
HK$31,449
baseline
▲ 0.50% · 4.625%
HK$33,107
+HK$1,658/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$62,898/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,398
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,281
−HK$897/mo
Today · 4.125%
HK$30,178
baseline
▲ 0.50% · 4.625%
HK$32,015
+HK$1,837/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,356/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,592
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,439
−HK$860/mo
Today · 4.125%
HK$33,299
baseline
▲ 0.50% · 4.625%
HK$35,054
+HK$1,755/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,598/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,562 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).