▼ 0.50% · 3.625%
HK$19,179
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,776
−HK$606/mo
Today · 4.125%
HK$20,382
baseline
▲ 0.50% · 4.625%
HK$21,622
+HK$1,240/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,764/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,336
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,909
−HK$580/mo
Today · 4.125%
HK$22,489
baseline
▲ 0.50% · 4.625%
HK$23,675
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$44,978/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,097
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,753
−HK$667/mo
Today · 4.125%
HK$22,420
baseline
▲ 0.50% · 4.625%
HK$23,784
+HK$1,364/mo
Deposit HK$3.78M · loan HK$4.63M · min. income ≈ HK$44,840/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,470
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,100
−HK$638/mo
Today · 4.125%
HK$24,738
baseline
▲ 0.50% · 4.625%
HK$26,042
+HK$1,304/mo
Deposit HK$3.78M · loan HK$4.63M · min. income ≈ HK$49,476/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,015
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,731
−HK$727/mo
Today · 4.125%
HK$24,458
baseline
▲ 0.50% · 4.625%
HK$25,946
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$48,916/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,604
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,290
−HK$697/mo
Today · 4.125%
HK$26,987
baseline
▲ 0.50% · 4.625%
HK$28,410
+HK$1,423/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$53,974/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,933
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,708
−HK$788/mo
Today · 4.125%
HK$26,496
baseline
▲ 0.50% · 4.625%
HK$28,108
+HK$1,612/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$52,992/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,737
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,481
−HK$755/mo
Today · 4.125%
HK$29,236
baseline
▲ 0.50% · 4.625%
HK$30,777
+HK$1,541/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,472/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,851
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,686
−HK$848/mo
Today · 4.125%
HK$28,534
baseline
▲ 0.50% · 4.625%
HK$30,271
+HK$1,737/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,068/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,871
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,672
−HK$813/mo
Today · 4.125%
HK$31,485
baseline
▲ 0.50% · 4.625%
HK$33,144
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,970/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,768
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,663
−HK$909/mo
Today · 4.125%
HK$30,572
baseline
▲ 0.50% · 4.625%
HK$32,433
+HK$1,861/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,144/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,005
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,863
−HK$871/mo
Today · 4.125%
HK$33,734
baseline
▲ 0.50% · 4.625%
HK$35,512
+HK$1,778/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,468/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,686
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,641
−HK$970/mo
Today · 4.125%
HK$32,611
baseline
▲ 0.50% · 4.625%
HK$34,595
+HK$1,984/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,222/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,138
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,054
−HK$929/mo
Today · 4.125%
HK$35,983
baseline
▲ 0.50% · 4.625%
HK$37,879
+HK$1,896/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,966/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,604
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,618
−HK$1,031/mo
Today · 4.125%
HK$34,649
baseline
▲ 0.50% · 4.625%
HK$36,757
+HK$2,108/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,298/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,272
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,245
−HK$987/mo
Today · 4.125%
HK$38,232
baseline
▲ 0.50% · 4.625%
HK$40,247
+HK$2,015/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,464/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,522
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,596
−HK$1,091/mo
Today · 4.125%
HK$36,687
baseline
▲ 0.50% · 4.625%
HK$38,919
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,374/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,406
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,436
−HK$1,044/mo
Today · 4.125%
HK$40,480
baseline
▲ 0.50% · 4.625%
HK$42,614
+HK$2,134/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,960/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,327 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).