▼ 0.50% · 3.625%
HK$19,249
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,848
−HK$608/mo
Today · 4.125%
HK$20,456
baseline
▲ 0.50% · 4.625%
HK$21,701
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,912/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,414
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,989
−HK$582/mo
Today · 4.125%
HK$22,571
baseline
▲ 0.50% · 4.625%
HK$23,761
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,142/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,174
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,833
−HK$669/mo
Today · 4.125%
HK$22,502
baseline
▲ 0.50% · 4.625%
HK$23,871
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$45,004/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,556
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,188
−HK$640/mo
Today · 4.125%
HK$24,828
baseline
▲ 0.50% · 4.625%
HK$26,137
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,656/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,099
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,817
−HK$730/mo
Today · 4.125%
HK$24,547
baseline
▲ 0.50% · 4.625%
HK$26,041
+HK$1,494/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$49,094/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,697
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,386
−HK$700/mo
Today · 4.125%
HK$27,086
baseline
▲ 0.50% · 4.625%
HK$28,513
+HK$1,427/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$54,172/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,024
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,802
−HK$791/mo
Today · 4.125%
HK$26,593
baseline
▲ 0.50% · 4.625%
HK$28,211
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$53,186/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,839
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,585
−HK$758/mo
Today · 4.125%
HK$29,343
baseline
▲ 0.50% · 4.625%
HK$30,889
+HK$1,546/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$58,686/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,949
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,787
−HK$852/mo
Today · 4.125%
HK$28,639
baseline
▲ 0.50% · 4.625%
HK$30,381
+HK$1,742/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,278/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,980
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,784
−HK$816/mo
Today · 4.125%
HK$31,600
baseline
▲ 0.50% · 4.625%
HK$33,266
+HK$1,666/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,200/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,874
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,772
−HK$912/mo
Today · 4.125%
HK$30,684
baseline
▲ 0.50% · 4.625%
HK$32,551
+HK$1,867/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,368/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,122
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,983
−HK$874/mo
Today · 4.125%
HK$33,857
baseline
▲ 0.50% · 4.625%
HK$35,642
+HK$1,785/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,714/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,798
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,756
−HK$974/mo
Today · 4.125%
HK$32,730
baseline
▲ 0.50% · 4.625%
HK$34,721
+HK$1,991/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,460/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,263
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,182
−HK$932/mo
Today · 4.125%
HK$36,114
baseline
▲ 0.50% · 4.625%
HK$38,018
+HK$1,904/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,228/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,723
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,741
−HK$1,034/mo
Today · 4.125%
HK$34,775
baseline
▲ 0.50% · 4.625%
HK$36,891
+HK$2,116/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,550/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,404
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,381
−HK$990/mo
Today · 4.125%
HK$38,371
baseline
▲ 0.50% · 4.625%
HK$40,394
+HK$2,023/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,742/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,648
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,726
−HK$1,095/mo
Today · 4.125%
HK$36,821
baseline
▲ 0.50% · 4.625%
HK$39,062
+HK$2,241/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,642/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,546
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,580
−HK$1,048/mo
Today · 4.125%
HK$40,628
baseline
▲ 0.50% · 4.625%
HK$42,770
+HK$2,142/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,256/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,249 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).