▼ 0.50% · 3.625%
HK$19,760
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,374
−HK$625/mo
Today · 4.125%
HK$20,999
baseline
▲ 0.50% · 4.625%
HK$22,277
+HK$1,278/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,998/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,983
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,572
−HK$598/mo
Today · 4.125%
HK$23,170
baseline
▲ 0.50% · 4.625%
HK$24,392
+HK$1,222/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,340/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,736
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,412
−HK$687/mo
Today · 4.125%
HK$23,099
baseline
▲ 0.50% · 4.625%
HK$24,504
+HK$1,405/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,198/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,181
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,829
−HK$658/mo
Today · 4.125%
HK$25,487
baseline
▲ 0.50% · 4.625%
HK$26,831
+HK$1,344/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$50,974/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,712
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,449
−HK$750/mo
Today · 4.125%
HK$25,199
baseline
▲ 0.50% · 4.625%
HK$26,732
+HK$1,533/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,398/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,379
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,087
−HK$717/mo
Today · 4.125%
HK$27,804
baseline
▲ 0.50% · 4.625%
HK$29,270
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,608/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,688
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,487
−HK$812/mo
Today · 4.125%
HK$27,299
baseline
▲ 0.50% · 4.625%
HK$28,960
+HK$1,661/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,598/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,577
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,344
−HK$777/mo
Today · 4.125%
HK$30,121
baseline
▲ 0.50% · 4.625%
HK$31,709
+HK$1,588/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,242/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,664
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,524
−HK$875/mo
Today · 4.125%
HK$29,399
baseline
▲ 0.50% · 4.625%
HK$31,187
+HK$1,788/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,798/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,776
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,601
−HK$837/mo
Today · 4.125%
HK$32,438
baseline
▲ 0.50% · 4.625%
HK$34,148
+HK$1,710/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,876/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,640
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,562
−HK$936/mo
Today · 4.125%
HK$31,498
baseline
▲ 0.50% · 4.625%
HK$33,415
+HK$1,917/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$62,996/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,974
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,858
−HK$897/mo
Today · 4.125%
HK$34,755
baseline
▲ 0.50% · 4.625%
HK$36,587
+HK$1,832/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,510/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,616
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,599
−HK$999/mo
Today · 4.125%
HK$33,598
baseline
▲ 0.50% · 4.625%
HK$35,643
+HK$2,045/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,196/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,172
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,115
−HK$957/mo
Today · 4.125%
HK$37,072
baseline
▲ 0.50% · 4.625%
HK$39,027
+HK$1,955/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,144/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,592
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,637
−HK$1,061/mo
Today · 4.125%
HK$35,698
baseline
▲ 0.50% · 4.625%
HK$37,870
+HK$2,172/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,396/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,370
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,373
−HK$1,016/mo
Today · 4.125%
HK$39,389
baseline
▲ 0.50% · 4.625%
HK$41,466
+HK$2,077/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,778/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,568
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,674
−HK$1,124/mo
Today · 4.125%
HK$37,798
baseline
▲ 0.50% · 4.625%
HK$40,098
+HK$2,300/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,596/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,569
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,630
−HK$1,076/mo
Today · 4.125%
HK$41,706
baseline
▲ 0.50% · 4.625%
HK$43,905
+HK$2,199/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,412/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,969 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).