▼ 0.50% · 3.625%
HK$19,628
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,238
−HK$621/mo
Today · 4.125%
HK$20,859
baseline
▲ 0.50% · 4.625%
HK$22,128
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,718/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,836
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,421
−HK$594/mo
Today · 4.125%
HK$23,015
baseline
▲ 0.50% · 4.625%
HK$24,229
+HK$1,214/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,030/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,591
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,262
−HK$683/mo
Today · 4.125%
HK$22,945
baseline
▲ 0.50% · 4.625%
HK$24,341
+HK$1,396/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,890/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,019
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,664
−HK$653/mo
Today · 4.125%
HK$25,317
baseline
▲ 0.50% · 4.625%
HK$26,652
+HK$1,335/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,634/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,553
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,286
−HK$744/mo
Today · 4.125%
HK$25,030
baseline
▲ 0.50% · 4.625%
HK$26,553
+HK$1,523/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,060/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,203
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,906
−HK$713/mo
Today · 4.125%
HK$27,619
baseline
▲ 0.50% · 4.625%
HK$29,074
+HK$1,455/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,238/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,516
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,310
−HK$806/mo
Today · 4.125%
HK$27,116
baseline
▲ 0.50% · 4.625%
HK$28,766
+HK$1,650/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$54,232/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,386
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$772/mo
Today · 4.125%
HK$29,920
baseline
▲ 0.50% · 4.625%
HK$31,497
+HK$1,577/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$59,840/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,479
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,334
−HK$868/mo
Today · 4.125%
HK$29,202
baseline
▲ 0.50% · 4.625%
HK$30,979
+HK$1,777/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,404/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,570
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,390
−HK$832/mo
Today · 4.125%
HK$32,222
baseline
▲ 0.50% · 4.625%
HK$33,920
+HK$1,698/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,444/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,442
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,358
−HK$930/mo
Today · 4.125%
HK$31,288
baseline
▲ 0.50% · 4.625%
HK$33,192
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,576/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,754
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,632
−HK$891/mo
Today · 4.125%
HK$34,523
baseline
▲ 0.50% · 4.625%
HK$36,343
+HK$1,820/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,046/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,405
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,381
−HK$993/mo
Today · 4.125%
HK$33,374
baseline
▲ 0.50% · 4.625%
HK$35,405
+HK$2,031/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,748/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,937
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,874
−HK$951/mo
Today · 4.125%
HK$36,825
baseline
▲ 0.50% · 4.625%
HK$38,766
+HK$1,941/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,650/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,367
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,405
−HK$1,055/mo
Today · 4.125%
HK$35,460
baseline
▲ 0.50% · 4.625%
HK$37,617
+HK$2,157/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,920/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,121
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,116
−HK$1,010/mo
Today · 4.125%
HK$39,126
baseline
▲ 0.50% · 4.625%
HK$41,189
+HK$2,063/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,252/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,330
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,429
−HK$1,117/mo
Today · 4.125%
HK$37,546
baseline
▲ 0.50% · 4.625%
HK$39,830
+HK$2,284/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,092/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,304
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,358
−HK$1,070/mo
Today · 4.125%
HK$41,428
baseline
▲ 0.50% · 4.625%
HK$43,612
+HK$2,184/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,856/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,232 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).