▼ 0.50% · 3.625%
HK$15,470
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,952
−HK$489/mo
Today · 4.125%
HK$16,441
baseline
▲ 0.50% · 4.625%
HK$17,441
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,882/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,211
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,672
−HK$469/mo
Today · 4.125%
HK$18,141
baseline
▲ 0.50% · 4.625%
HK$19,097
+HK$956/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,282/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,017
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,547
−HK$538/mo
Today · 4.125%
HK$18,085
baseline
▲ 0.50% · 4.625%
HK$19,185
+HK$1,100/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$36,170/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,932
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,440
−HK$515/mo
Today · 4.125%
HK$19,955
baseline
▲ 0.50% · 4.625%
HK$21,006
+HK$1,051/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$39,910/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,565
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,142
−HK$587/mo
Today · 4.125%
HK$19,729
baseline
▲ 0.50% · 4.625%
HK$20,929
+HK$1,200/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,458/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,653
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,207
−HK$562/mo
Today · 4.125%
HK$21,769
baseline
▲ 0.50% · 4.625%
HK$22,916
+HK$1,147/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,538/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,112
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,737
−HK$636/mo
Today · 4.125%
HK$21,373
baseline
▲ 0.50% · 4.625%
HK$22,673
+HK$1,300/mo
Deposit HK$2.37M · loan HK$4.41M · min. income ≈ HK$42,746/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,374
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,974
−HK$609/mo
Today · 4.125%
HK$23,583
baseline
▲ 0.50% · 4.625%
HK$24,826
+HK$1,243/mo
Deposit HK$2.37M · loan HK$4.41M · min. income ≈ HK$47,166/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,659
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,332
−HK$685/mo
Today · 4.125%
HK$23,017
baseline
▲ 0.50% · 4.625%
HK$24,417
+HK$1,400/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,034/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,095
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,741
−HK$656/mo
Today · 4.125%
HK$25,397
baseline
▲ 0.50% · 4.625%
HK$26,735
+HK$1,338/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,794/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,206
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,927
−HK$734/mo
Today · 4.125%
HK$24,661
baseline
▲ 0.50% · 4.625%
HK$26,161
+HK$1,500/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$49,322/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,816
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,508
−HK$703/mo
Today · 4.125%
HK$27,211
baseline
▲ 0.50% · 4.625%
HK$28,645
+HK$1,434/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$54,422/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,753
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,523
−HK$782/mo
Today · 4.125%
HK$26,305
baseline
▲ 0.50% · 4.625%
HK$27,906
+HK$1,601/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$52,610/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,537
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,276
−HK$749/mo
Today · 4.125%
HK$29,025
baseline
▲ 0.50% · 4.625%
HK$30,555
+HK$1,530/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$58,050/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,300
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,118
−HK$831/mo
Today · 4.125%
HK$27,949
baseline
▲ 0.50% · 4.625%
HK$29,650
+HK$1,701/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$55,898/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,258
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,043
−HK$796/mo
Today · 4.125%
HK$30,839
baseline
▲ 0.50% · 4.625%
HK$32,464
+HK$1,625/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$61,678/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,847
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,713
−HK$880/mo
Today · 4.125%
HK$29,593
baseline
▲ 0.50% · 4.625%
HK$31,394
+HK$1,801/mo
Deposit HK$678K · loan HK$6.11M · min. income ≈ HK$59,186/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,979
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,810
−HK$843/mo
Today · 4.125%
HK$32,653
baseline
▲ 0.50% · 4.625%
HK$34,374
+HK$1,721/mo
Deposit HK$678K · loan HK$6.11M · min. income ≈ HK$65,306/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,536 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).