▼ 0.50% · 3.625%
HK$19,856
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,473
−HK$628/mo
Today · 4.125%
HK$21,101
baseline
▲ 0.50% · 4.625%
HK$22,385
+HK$1,284/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,202/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,089
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,682
−HK$601/mo
Today · 4.125%
HK$23,283
baseline
▲ 0.50% · 4.625%
HK$24,510
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,566/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,841
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,521
−HK$690/mo
Today · 4.125%
HK$23,211
baseline
▲ 0.50% · 4.625%
HK$24,623
+HK$1,412/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,422/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,298
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,950
−HK$661/mo
Today · 4.125%
HK$25,611
baseline
▲ 0.50% · 4.625%
HK$26,961
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,222/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,827
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,568
−HK$753/mo
Today · 4.125%
HK$25,321
baseline
▲ 0.50% · 4.625%
HK$26,862
+HK$1,541/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,642/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,507
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,218
−HK$721/mo
Today · 4.125%
HK$27,939
baseline
▲ 0.50% · 4.625%
HK$29,412
+HK$1,473/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,878/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,812
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,615
−HK$816/mo
Today · 4.125%
HK$27,431
baseline
▲ 0.50% · 4.625%
HK$29,100
+HK$1,669/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,862/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,716
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,486
−HK$781/mo
Today · 4.125%
HK$30,267
baseline
▲ 0.50% · 4.625%
HK$31,863
+HK$1,596/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,534/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,798
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,663
−HK$878/mo
Today · 4.125%
HK$29,541
baseline
▲ 0.50% · 4.625%
HK$31,339
+HK$1,798/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,082/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,925
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,754
−HK$842/mo
Today · 4.125%
HK$32,596
baseline
▲ 0.50% · 4.625%
HK$34,314
+HK$1,718/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,192/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,783
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,710
−HK$941/mo
Today · 4.125%
HK$31,651
baseline
▲ 0.50% · 4.625%
HK$33,577
+HK$1,926/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,302/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,134
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,022
−HK$902/mo
Today · 4.125%
HK$34,924
baseline
▲ 0.50% · 4.625%
HK$36,765
+HK$1,841/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,848/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,769
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,757
−HK$1,004/mo
Today · 4.125%
HK$33,761
baseline
▲ 0.50% · 4.625%
HK$35,816
+HK$2,055/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,522/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,343
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,291
−HK$961/mo
Today · 4.125%
HK$37,252
baseline
▲ 0.50% · 4.625%
HK$39,216
+HK$1,964/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,504/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,755
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,805
−HK$1,066/mo
Today · 4.125%
HK$35,871
baseline
▲ 0.50% · 4.625%
HK$38,054
+HK$2,183/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,742/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,552
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,559
−HK$1,021/mo
Today · 4.125%
HK$39,580
baseline
▲ 0.50% · 4.625%
HK$41,667
+HK$2,087/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,160/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,740
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,852
−HK$1,129/mo
Today · 4.125%
HK$37,981
baseline
▲ 0.50% · 4.625%
HK$40,292
+HK$2,311/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$75,962/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,761
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,827
−HK$1,082/mo
Today · 4.125%
HK$41,909
baseline
▲ 0.50% · 4.625%
HK$44,118
+HK$2,209/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,818/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,230 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).