▼ 0.50% · 3.625%
HK$4,377
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,513
−HK$139/mo
Today · 4.125%
HK$4,652
baseline
▲ 0.50% · 4.625%
HK$4,935
+HK$283/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$9,304/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,869
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,000
−HK$133/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,403
+HK$270/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,815
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$152/mo
Today · 4.125%
HK$5,117
baseline
▲ 0.50% · 4.625%
HK$5,428
+HK$311/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$10,234/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,356
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,500
−HK$146/mo
Today · 4.125%
HK$5,646
baseline
▲ 0.50% · 4.625%
HK$5,943
+HK$297/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$11,292/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,252
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$166/mo
Today · 4.125%
HK$5,582
baseline
▲ 0.50% · 4.625%
HK$5,921
+HK$339/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$11,164/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,843
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$159/mo
Today · 4.125%
HK$6,159
baseline
▲ 0.50% · 4.625%
HK$6,484
+HK$325/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$12,318/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,690
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,867
−HK$180/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,415
+HK$368/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,330
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,500
−HK$172/mo
Today · 4.125%
HK$6,672
baseline
▲ 0.50% · 4.625%
HK$7,024
+HK$352/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$13,344/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,128
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$194/mo
Today · 4.125%
HK$6,512
baseline
▲ 0.50% · 4.625%
HK$6,908
+HK$396/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$13,024/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,817
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,000
−HK$186/mo
Today · 4.125%
HK$7,186
baseline
▲ 0.50% · 4.625%
HK$7,564
+HK$378/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$14,372/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,566
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,770
−HK$207/mo
Today · 4.125%
HK$6,977
baseline
▲ 0.50% · 4.625%
HK$7,402
+HK$425/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,954/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,304
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,500
−HK$199/mo
Today · 4.125%
HK$7,699
baseline
▲ 0.50% · 4.625%
HK$8,105
+HK$406/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,398/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,003
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,221
−HK$221/mo
Today · 4.125%
HK$7,442
baseline
▲ 0.50% · 4.625%
HK$7,895
+HK$453/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,884/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,791
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,000
−HK$212/mo
Today · 4.125%
HK$8,212
baseline
▲ 0.50% · 4.625%
HK$8,645
+HK$433/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,424/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,441
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,672
−HK$236/mo
Today · 4.125%
HK$7,908
baseline
▲ 0.50% · 4.625%
HK$8,389
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,816/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,278
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,500
−HK$225/mo
Today · 4.125%
HK$8,725
baseline
▲ 0.50% · 4.625%
HK$9,185
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,450/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,879
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,124
−HK$249/mo
Today · 4.125%
HK$8,373
baseline
▲ 0.50% · 4.625%
HK$8,882
+HK$509/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,746/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,765
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,000
−HK$239/mo
Today · 4.125%
HK$9,239
baseline
▲ 0.50% · 4.625%
HK$9,725
+HK$486/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,478/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).