▼ 0.50% · 3.625%
HK$4,297
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,431
−HK$136/mo
Today · 4.125%
HK$4,567
baseline
▲ 0.50% · 4.625%
HK$4,845
+HK$278/mo
Deposit HK$942K · loan HK$942K · min. income ≈ HK$9,134/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,781
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,909
−HK$130/mo
Today · 4.125%
HK$5,039
baseline
▲ 0.50% · 4.625%
HK$5,305
+HK$266/mo
Deposit HK$942K · loan HK$942K · min. income ≈ HK$10,078/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,727
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,874
−HK$149/mo
Today · 4.125%
HK$5,023
baseline
▲ 0.50% · 4.625%
HK$5,329
+HK$306/mo
Deposit HK$848K · loan HK$1.04M · min. income ≈ HK$10,046/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,259
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,400
−HK$143/mo
Today · 4.125%
HK$5,543
baseline
▲ 0.50% · 4.625%
HK$5,835
+HK$292/mo
Deposit HK$848K · loan HK$1.04M · min. income ≈ HK$11,086/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,317
−HK$163/mo
Today · 4.125%
HK$5,480
baseline
▲ 0.50% · 4.625%
HK$5,814
+HK$334/mo
Deposit HK$754K · loan HK$1.13M · min. income ≈ HK$10,960/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,737
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,891
−HK$156/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,365
+HK$318/mo
Deposit HK$754K · loan HK$1.13M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,586
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,760
−HK$177/mo
Today · 4.125%
HK$5,937
baseline
▲ 0.50% · 4.625%
HK$6,298
+HK$361/mo
Deposit HK$660K · loan HK$1.22M · min. income ≈ HK$11,874/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,215
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,382
−HK$169/mo
Today · 4.125%
HK$6,551
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$345/mo
Deposit HK$660K · loan HK$1.22M · min. income ≈ HK$13,102/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,016
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,203
−HK$190/mo
Today · 4.125%
HK$6,393
baseline
▲ 0.50% · 4.625%
HK$6,782
+HK$389/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$12,786/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,693
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,872
−HK$183/mo
Today · 4.125%
HK$7,055
baseline
▲ 0.50% · 4.625%
HK$7,426
+HK$371/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$14,110/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,446
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,646
−HK$204/mo
Today · 4.125%
HK$6,850
baseline
▲ 0.50% · 4.625%
HK$7,267
+HK$417/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$13,700/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,171
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,363
−HK$195/mo
Today · 4.125%
HK$7,558
baseline
▲ 0.50% · 4.625%
HK$7,957
+HK$399/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$15,116/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,876
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,090
−HK$217/mo
Today · 4.125%
HK$7,307
baseline
▲ 0.50% · 4.625%
HK$7,751
+HK$444/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$14,614/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,649
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,854
−HK$208/mo
Today · 4.125%
HK$8,062
baseline
▲ 0.50% · 4.625%
HK$8,487
+HK$425/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$16,124/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,305
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,533
−HK$230/mo
Today · 4.125%
HK$7,763
baseline
▲ 0.50% · 4.625%
HK$8,236
+HK$473/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,526/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,127
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,345
−HK$221/mo
Today · 4.125%
HK$8,566
baseline
▲ 0.50% · 4.625%
HK$9,018
+HK$452/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,132/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,735
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,976
−HK$244/mo
Today · 4.125%
HK$8,220
baseline
▲ 0.50% · 4.625%
HK$8,720
+HK$500/mo
Deposit HK$188K · loan HK$1.70M · min. income ≈ HK$16,440/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,605
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,836
−HK$234/mo
Today · 4.125%
HK$9,070
baseline
▲ 0.50% · 4.625%
HK$9,548
+HK$478/mo
Deposit HK$188K · loan HK$1.70M · min. income ≈ HK$18,140/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).