▼ 0.50% · 3.625%
HK$3,953
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,076
−HK$125/mo
Today · 4.125%
HK$4,201
baseline
▲ 0.50% · 4.625%
HK$4,457
+HK$256/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$8,402/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,516
−HK$120/mo
Today · 4.125%
HK$4,636
baseline
▲ 0.50% · 4.625%
HK$4,880
+HK$244/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$9,272/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$137/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$282/mo
Deposit HK$780K · loan HK$954K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$131/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$269/mo
Deposit HK$780K · loan HK$954K · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,892
−HK$149/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$307/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,278
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$144/mo
Today · 4.125%
HK$5,563
baseline
▲ 0.50% · 4.625%
HK$5,856
+HK$293/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$11,126/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,139
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,299
−HK$163/mo
Today · 4.125%
HK$5,462
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$332/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$10,924/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,871
−HK$155/mo
Today · 4.125%
HK$6,026
baseline
▲ 0.50% · 4.625%
HK$6,344
+HK$318/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$12,052/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,535
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,707
−HK$175/mo
Today · 4.125%
HK$5,882
baseline
▲ 0.50% · 4.625%
HK$6,240
+HK$358/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,764/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,157
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,322
−HK$168/mo
Today · 4.125%
HK$6,490
baseline
▲ 0.50% · 4.625%
HK$6,832
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,980/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,930
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,114
−HK$188/mo
Today · 4.125%
HK$6,302
baseline
▲ 0.50% · 4.625%
HK$6,685
+HK$383/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,604/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,597
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,774
−HK$179/mo
Today · 4.125%
HK$6,953
baseline
▲ 0.50% · 4.625%
HK$7,320
+HK$367/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,906/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,325
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,522
−HK$200/mo
Today · 4.125%
HK$6,722
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$409/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,444/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,037
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,226
−HK$191/mo
Today · 4.125%
HK$7,417
baseline
▲ 0.50% · 4.625%
HK$7,808
+HK$391/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,834/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,721
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,930
−HK$212/mo
Today · 4.125%
HK$7,142
baseline
▲ 0.50% · 4.625%
HK$7,577
+HK$435/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,284/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,477
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,677
−HK$204/mo
Today · 4.125%
HK$7,881
baseline
▲ 0.50% · 4.625%
HK$8,296
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,762/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,116
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,337
−HK$225/mo
Today · 4.125%
HK$7,562
baseline
▲ 0.50% · 4.625%
HK$8,022
+HK$460/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,124/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,916
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,129
−HK$215/mo
Today · 4.125%
HK$8,344
baseline
▲ 0.50% · 4.625%
HK$8,784
+HK$440/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,688/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).